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Bangalore
rt nagar
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0.79%*
monthly Interest (9.69% P.A)*

Gold Loan in rt nagar

In the northern part of Bangalore city, a locality named RT Nagar has been situated. The locality is pretty much developed and it is surrounded by some major areas along with being close to the Bellary Road. Various famous educational institutions are in the vicinity, which makes it an excellent location for students. Due to the presence of employment hubs, employed professionals find this place very enjoying. Manyata Tech Park holds offices of several prominent companies like General Motors, L&T, and IBM. It is only 6 km away from R.T. Nagar. It is a bit expensive to reside in R.T. Nagar. People often apply for a gold loan in R.T. Nagar.
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We offer the highest per gram rate on our gold loans.

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Today’s max loan value/gm ()
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Gold Loans at the privacy of your home

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Benefits of an online gold loan

An online gold loan offers unparalleled benefits. To avail a gold loan, you need to register yourself as a borrower and mortgage your gold ornaments. The best feature of an online gold loan is that the entire process of the loan application and approval takes place online. Hence, the location of the borrower does not matter. Usually, the lender sends a loan officer to the borrower within half an hour of getting the loan request, who verifies the gold, and gives a quote. On successful verification and subsequent approval, the lender then sends the amount directly to the bank account of the borrower. With an online gold loan, a borrower can get up to 75% of the gold's average market value. As it is a secured loan, the rate of interest is lower than many other types of instant loans. Additionally, a borrower can apply for a gold loan only with the Aadhaar Card.

Eligibility criteria for an online gold loan

As a secured loan, the online gold loan offers unparalleled convenience, like easy eligibility, minimal documentation, high loan amount, long tenure, flexible repayment options, low rates of interest, and instant loan approval. Because of its simple eligibility criteria, virtually any Indian citizen can avail a gold loan. To avail a gold loan online, your age must be above 18. The purity of the gold you want to mortgage should be 18 Karat and above. The third and the last eligibility criterion is that the gold should be in the form of jewellery or ornaments. Generally, Indian lenders do not accept gold bars or coins for approving the gold loan. To calculate the loan amount, the lender evaluates the quality, weight, and purity of the gold and multiplies it with the previous thirty days' average price of gold. The figure that comes out as a result of the gold evaluation is the loan amount a borrower becomes eligible for.

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Frequently asked questions

How long will it take for me to get my gold loan?

Not only is our process to apply for gold loan quick and easy, but our loan disbursal is too. When you apply for an online gold loan with Rupeek, you can expect instant loan disbursal after the KYC documents have been verified and the loan agreement has been signed, which can all be completed in 30 minutes. Not only is our process to apply for a gold loan quick and easy, but our loan disbursal is too. When you apply for an online gold loan with Rupeek, you can expect instant loan disbursal after the KYC documents have been verified and the loan agreement has been signed, which can all be completed in 30 minutes. You can take the loan both online as well as offline. The borrower can download the app and place a request. A request can also be placed by calling their customer care desk. A company official will then shortly show up at your doorstep to validate the documents and the gold. After the successful verification, the loan is approved. Immediately the loan amount will be transferred. The whole process doesn’t take more than an hour.

Under what cirumstances will my gold loan get rejected?

A secured loan is one of the easiest and hassle-free loans to acquire. It is also one of the most flexible sources of funds that are available to a lender. That is to say that only in extreme cases the loans are likely to be rejected by the lender. The few cases in which the gold loans in cityname will be rejected are as follows:

  1. Insufficient documents. A secured loan only demands very minimal documentation. The only documents that are required for a gold loan in cityname are the address proof and identity proof. If there is something suspicious about these, the lender is likely to reject your loan.
  2. Low credit score. Gold loans in cityname do not consider the credit score of the lender before sanctioning the loan. But if the credit score is too poor to accept, the lender will have no other option but to reject the loan.

3. Gold eligibility. Most lenders only accept gold loans that are in the form of ornaments and whose purity falls between 18 karat and 22 karat

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