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Gold Loan in saligao

Saligao is a Goa census town situated just outside North Goa 's beach-belt. Several famous villages are near by, such as Calangute, Candolim, Guirim, Porvorim, Sangolda, Parra, Nagoa, and Pilerne. Saligao lies about 12 km away from the state capital of Panaji. The beach of Calangute is about 4 km away, while the beach of Candolim is about 5.7 km away. It is a developed city which provides residents with all kinds of civic amenities, including banks, markets, colleges, restaurants , hotels, medical facilities, general stores, etc. People can conveniently use gold loans in Saligao to fulfill their financing requirements. One of Goa's first medium-sized English schools was set up in this area. Several temples and the Mae de Deus Parish Church that dates back to 1873 are also home to Saligao.

What is an online gold loan?

An online gold loan is the most straightforward secured loan you can avail when you require instant cash. The easy eligibility criteria and high loan amount make a gold loan one of the most popular loans in India. Usually, lenders approve up to 75% of the gold's market value; although at times, the upper limit may go up to 90%. The final amount would depend on the previous thirty days' average gold price and the quality and Karat of the gold. To avail an online gold loan, the borrower has to download the lender's app or call the customer helpline. After this, a loan officer would schedule a meeting and visit the borrower's residence or office and value the gold. Generally, the loan amount gets transferred to the borrower's bank account within ten minutes of loan approval. The total time from loan application to loan approval can be anything from half an hour to an hour.

Documents required for an online gold loan

A gold loan is the perfect solution when a borrower is looking for urgent loans or emergency funds. With the help of an instant gold loan online, the borrower can receive the required funds in less than an hour. The borrower is eligible to get up to 75% of the market value of the pledged gold as the loan amount. Unlike many other sources of funds, an online gold loan requires minimum paperwork before giving the loan approval. The required documents are:

  1. Identity proof – any document such as voter ID, PAN Card, Aadhaar Card, Passport, or driving license can act as the identity proof of the borrower.
  2. Address proof – the same documents as mentioned above, except for voter ID and PAN card can act as the address proof of the borrower.

Some lenders also approve the loan against just the Aadhaar Card of the borrower. The Aadhaar card is the most important document for an Indian, which has all the details regarding name, father’s and mother’s name, address, biometric information, iris scan, etc. Therefore, it can function as the identity proof as well as the address proof.

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Frequently asked questions

What purposes can I request a gold loan for?

You can use your gold loan for a variety of purposes. This amount can be used to suit any need that does not entail illegal activities, money laundering, terrorism, or any other activity prohibited by law. Gold loans in Goa are taken by the people to fulfill a variety of planned as well as unplanned requirements. There are several reasons why in the course of our lives we might be led to acquire a gold loan. It might be to do a home renovation, to sponsor an event, throw a marriage or any other function, to meet a medical emergency, for educational purposes, to start a small business or to clear other debts, 

How long will it take for me to get my gold loan?

Aside from the range of flexibility available, another important feature of a gold loan is the speed at which these loans are approved and disbursed. Once the loan request has been placed, a Rupeek executive will arrive at a location of your preference to verify your KYC documents and value your gold. Once the executive has determined your eligible loan amount, the amount will be credited to your account within 10 minutes! The entire process from the point of submission of the loan application to loan disbursal takes approximately just about an hour! 
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