close btn

Service Update- (Covid-19)

In accordance with the respective state government’s directive, we’ve resumed operations in all the cities. However, a few services will remain affected while others will continue as usual. To read about the services or moratorium updates, Click here

Gold Loan in sector 26 chandigarh

Sector 26 is a famous place in the pretty town of Chandigarh. Both basic facilities can be located in and around the area, such as schools, colleges, market areas, parks, and temples. For tourists and locals to stay and explore, the locality enjoys the availability of many hotels and restaurants in and around it. Some of Chandigarh sector 26's famous restaurants are 26 Boulevard, and The Black. There are still plenty of bars in this area. Sector 26 is easily accessible from and to other parts of Chandigarh and is well connected by rail. Gold loan in sector 26 is conveniently and readily accessible to its inhabitants in sector 26 in Chandigarh.

Benefits of an online gold loan

An online gold loan offers unparalleled benefits. To avail a gold loan, you need to register yourself as a borrower and mortgage your gold ornaments. The best feature of an online gold loan is that the entire process of the loan application and approval takes place online. Hence, the location of the borrower does not matter. Usually, the lender sends a loan officer to the borrower within half an hour of getting the loan request, who verifies the gold, and gives a quote. On successful verification and subsequent approval, the lender then sends the amount directly to the bank account of the borrower. With an online gold loan, a borrower can get up to 75% of the gold's average market value. As it is a secured loan, the rate of interest is lower than many other types of instant loans. Additionally, a borrower can apply for a gold loan only with the Aadhaar Card.

Documents required for an online gold loan

When a borrower needs urgent cash, an online gold loan acts as a blessing. With an online gold loan, you can get up to 75% of the gold's average value as the loan, instantly. Before approving the loan, the lender might ask you to submit a few documents, which the lender uses to determine your eligibility. The first document that you need to submit is an identity proof, like voter ID, PAN Card, Aadhaar Card, Passport, or driving license. The second document you need to submit is an address proof. Except for the PAN and Voter ID, all other documents mentioned above function as the address proof. Many reputed lenders also offer the facility to apply for a gold loan only with the Aadhaar Card. As the Aadhaar card contains all your personal details, like name, date of birth, father's/mother's name, address, and biometric information and iris scan, it functions as both the identity proof as well as the address proof.

Rupeek ad

Gold Loan Calculator

Frequently asked questions

Can I increase my loan amount after taking the loan?

Rupeek strives to provide flexible, convenient, affordable solutions for anybody that needs it. On the note, Rupeek provides the flexibility to increase your loan amount if you wish to, provided the collateral you have pledged meets the corresponding requirement, that is, the gold you have pledged needs to be about 33% higher than the total loan amount that you are looking to avail. You can always increase your loan amount while availing a gold loan in Chandigarh with Rupeek, wherein depending on the market gold gram rate, Rupeek will transfer the surplus loan amount to your account. 

Under what cirumstances will my gold loan get rejected?

A secured loan is one of the easiest and hassle-free loans to acquire. It is also one of the most flexible sources of funds that are available to a lender. That is to say that only in extreme cases the loans are likely to be rejected by the lender. The few cases in which the gold loans in Chandigarh will be rejected are as follows:

  1. Insufficient documents. A secured loan only demands very minimal documentation. The only documents that are required for a gold loan in Chandigarh are the address proof and identity proof. If there is something suspicious about these, the lender is likely to reject your loan.
  2. Low credit score. Gold loans in Chandigarh do not consider the credit score of the lender before sanctioning the loan. But if the credit score is too poor to accept, the lender will have no other option but to reject the loan.

3. Gold eligibility. Most lenders only accept gold loans that are in the form of ornaments and whose purity falls between 18 karat and 22 karat

Rupeek ad
gold img
Apply for Gold Loan 30 Minutes Doorstep Service
close
+91
Please enter valid Mobile Number
close
success img

Loan Request Successful

Your request has been received, our customer relationship manager has been notified and will call you shortly