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0.79%*
monthly Interest (9.69% P.A)*

Gold Loan in sikandra

Thanks to sikandra fort and the tomb of akbar the great, ikandra is one of the most popular tourist destinations in the agra district. The district is part of the electorate of the agra south assembly and the legislative constituency of agra. Iaf agra is situated nearby. Raja ki mandi and agra city are the nearest railway stations. There are some popular movie halls in the region that include raghunath cinema, chitra talkies, jwala cinema, and sanjay talkies. Dargah hazrat sayed pahalwan shah rah ullah, is the area's largest mosque. Sn medical college & hospital is the leading hospital in the locality. Businesspeople in the region also need urgent capital and rely on gold loans to set up or extend their business in sikandra.

Gold Loans at the privacy of your home

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Eligibility criteria for an online gold loan

As far as forms of credit go, online gold loans provide a range of peerless flexibility! Here are some of the basic eligibility criteria that you need to meet if you are looking to avail an online gold loan-

1) Since lenders prefer disbursing loans to borrowers that are domiciled within the same geographic boundaries as theirs, you will have to be of Indian nationality and residing in India to avail a loan.

2) You must be an independent major, that is of the age 18 or above

3) Since, usually, Indian lenders do not approve gold coins or bars, the collateral you are looking to secure your loan with has to be gold in the form of jewelry or ornaments.

4) The jewelry you are looking to pledge must be 18 Karat or above (Karat is the measure of the purity of gold)

It is noteworthy that the loan amount you are eligible to receive is bound to vary from the market gold rate. This is due to the fact that lenders don't go by the current market price and instead arrive at the average gold rate based on the rate from the past 30 days. 

What is an online gold loan?

Gold loan is the most flexible and popular source of funds in the Indian financial market. A gold loan is a secured loan, which means that to obtain quick funds or emergency loans, the borrower has to pledge their asset (in this case, their gold) with the lender to obtain funds in return. A secured loan is also known as a collateral-based loan since the funds can be availed only against the asset of the borrower. Gold loans owe its popularity to its attractive features such as:

  1. Low rate of interest
  2. High-value loans
  3. Minimal paperwork
  4. Flexible repayment options
  5. Instant loans etc.

Using a gold loan, the borrower can get up to 75% of the market value of the collateral as the loan amount. In some cases, up to 90% can also be disbursed as the loan. Instant gold loans are so true to their name that the funds get transferred to the borrower’s account within one hour from the loan application.

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Frequently asked questions

Do I need to update the bank in the event of a change in address due to relocation or any other reason?

As a borrower, you are required to submit address and identity proof before being eligible to avail the loan. This is primarily to ascertain your nationality, as well as to keep track of your whereabouts in case necessary. Hence, if you happen to shift your place of residence during the tenure of your loan, you are required to promptly inform your Rupeek executive in-charge. If necessary, your loan manager will schedule a visit and visit you at your new address. If not, your new address will simply be updated in our records provide you submit a proof of address online. 

Why should I take a gold loan with Rupeek?

Here are a few reasons to take a loan against gold with Rupeek: 1) Affordable Loans- At Rupeek, we strive to provide affordable solutions for everyone which is why Rupeek has the best gold grams rate in the market. Our interest rates go as low as 0.89%, and we offer flexible repayment schemes as well to make gold loans convenient for all. 2) Insurance Cover- As long as your gold remains with us, it will be so under a 100% insurance cover. 3) Minimal Documentation- Availing an online gold loan with Rupeek is extremely hassle-free in terms of documentation and only requires basic ID and address proofs. 4) Relaxed Eligibility-Rupeek doesn’t require its lenders to have a fixed income or a perfect credit score. This implies that even if you do not have a steady source of income or even if you have a poor credit history, you will still be eligible to avail a loan against gold.
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