The city of Surat formerly functioned as a port town considering its proximity to the Arabian Sea. Multiple groups like the Portuguese, the Dutch and the British frequented this city for trade reasons. At present-day, Surat has evolved into a commercial center, known for its diamond industries, textile industries, silk products and shopping complexes. The traditional community of Surat come together to celebrate colourful festivals like Makar Sankranti, Navratri, Ganesh Chaturthi, Uttarayan and Diwali. Their delicious items of cuisine include ocho, ghari, Surat khaman and undhiyu. Fascinatingly, the unemployment rate in Surat is almost negligible and it also provides opportunities for people from other states as it mainly functions as a trade hub. Places of tourist interest in the city are Surat Castle, Dutch Garden, Sardar Patel Museum, Dumas Beach, Mughalsarai, Ambika Niketan Temple, Science Center, Snow Park, ISKCON Surat and Sarthana Nature Park and Zoo. In order to expand businesses, people highly depend on gold loans in Surat.
The benefits a borrower can reap from an online gold loan are boundless! All you need to do to avail an online gold loan is download the lender's app and place a loan request. One of the best features of a gold loan is that this process can be done online entirely without manual intervention provided that is what the borrower prefers. The borrower also has the flexibility to place a call on the lender's customer care number to avail the same if he/she were to feel like they might need assistance with the process. All this happens right from the comforts of your home. Even when it comes to gold valuation, you do not need to venture out with expensive gold in your pocket! The lender assigns a representative that will visit you at a location and time as stipulated by you. While an online gold loan does require a few basic documents, you can also avail a loan with just your Aadhar card! As a borrower, you are eligible to receive up to 75% of the gold you are pledging. If both parties are in agreement with the loan amount, the loan is disbursed to your account within a matter of 10 minutes. What's more, the entire process takes only an hour end-end!
An online gold loan is the most straightforward secured loan you can avail when you require instant cash. The easy eligibility criteria and high loan amount make a gold loan one of the most popular loans in India. Usually, lenders approve up to 75% of the gold's market value; although at times, the upper limit may go up to 90%. The final amount would depend on the previous thirty days' average gold price and the quality and Karat of the gold. To avail an online gold loan, the borrower has to download the lender's app or call the customer helpline. After this, a loan officer would schedule a meeting and visit the borrower's residence or office and value the gold. Generally, the loan amount gets transferred to the borrower's bank account within ten minutes of loan approval. The total time from loan application to loan approval can be anything from half an hour to an hour.
Applying for a gold loan using Rupeek is a very smooth and hassle-free process. The online gold loan owes its popularity to the simplicity associated with acquiring them. The gold loans can be acquired in a few easy steps. With Rupeek, you can place an application for the loan both online as well as offline. The steps are as follows:
The whole process – from the loan application to the disbursement of funds takes place within an hour.
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