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Kochi
willingdon island
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0.79%*
monthly Interest (9.69% P.A)*

Gold Loan in willingdon island

Willingdon Island, commonly known as the largest artificial island in India, is part of the Port of Kochi. The site has a variety of port-related institutions, including, among others, the Kochi Naval Base. This command of the Southern Navy is the training centre for all naval personnel, from naval officers to sailors. Willingdon Island, as a previous military base, has well-laid infrastructure plans that support a number of business centres and warehouses.As most of the population is in the middle of overseas travel when they get here, this business trend increases the need for gold loans in Willingdon Island.
Today's maximum loan value/gm **
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Gold Loans at the privacy of your home

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What is an online gold loan?

An online gold loan is the most straightforward secured loan you can avail when you require instant cash. The easy eligibility criteria and high loan amount make a gold loan one of the most popular loans in India. Usually, lenders approve up to 75% of the gold's market value; although at times, the upper limit may go up to 90%. The final amount would depend on the previous thirty days' average gold price and the quality and Karat of the gold. To avail an online gold loan, the borrower has to download the lender's app or call the customer helpline. After this, a loan officer would schedule a meeting and visit the borrower's residence or office and value the gold. Generally, the loan amount gets transferred to the borrower's bank account within ten minutes of loan approval. The total time from loan application to loan approval can be anything from half an hour to an hour.

Benefits of an online gold loan

An online gold loan offers unparalleled benefits. To avail a gold loan, you need to register yourself as a borrower and mortgage your gold ornaments. The best feature of an online gold loan is that the entire process of the loan application and approval takes place online. Hence, the location of the borrower does not matter. Usually, the lender sends a loan officer to the borrower within half an hour of getting the loan request, who verifies the gold, and gives a quote. On successful verification and subsequent approval, the lender then sends the amount directly to the bank account of the borrower. With an online gold loan, a borrower can get up to 75% of the gold's average market value. As it is a secured loan, the rate of interest is lower than many other types of instant loans. Additionally, a borrower can apply for a gold loan only with the Aadhaar Card.

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Frequently asked questions

Is part withdrawal of gold Jewellery allowed post part closure of gold loan?

No you cannot withdraw your pledged gold ornaments with a part payment as most lenders do not allow it due to chances of fraudulence. The gold pledged is like a surity for the lender that assures your repayment of borrowed loan amount. However making part payments of both principal and interest is allowed. Only when the entire principal and interest amount is repaid and the gold loan in cityname is deemed close, the loan manager will hand over the pledged gold ornaments to you and obtain an acknowledgement from you.

Is my gold safe with Rupeek?

Rupeek’s procedure has been certified by ISO 9011:2015. They have transacted over 25,000 plus loans with the utmost care and safety. Safety and security are top among the primary concerns of Rupeek. They ensure that the asset entrusted with them by the borrowers are put in the utmost safety. For this, they have partnered with some of the most reputed banks across India, such as Karur Vysya Bank, Federal Bank, and ICICI Bank. The ornaments that the borrowers present as collateral are sealed in bags that are GPS sealed while being transported. Safe transportation is ensured by Brinks, the security partner. They are an internationally trusted security service. Upon arrival at the bank branches, they are stores in bank lockers that are guarded round the clock and are monitored by surveillance. From the moment the asset is transferred into the hands of Rupeek, they are 100% insured with New India Assurance. The personal details of the borrowers are also protected using end-to-end encryption. 

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