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Salem
yercaud
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0.79%*
monthly Interest (9.69% P.A)*

Gold Loan in yercaud

Yercaud is a small, lovely, and popular hill station in tamil nadu district salem. Yercaud is located in the eastern ghats, in the shevaroy hill range. It is about 30 kilometers from city salem. About 40 kilometers from yercaud are salem airport and salem junction railway station. Chennai's hill station is used as a fun weekend getaway. Yercaud has many hotels for travelers, both small and large. Shevaroy hotel is one of the hill station's most popular hotels. The hill station has a beautiful lake in its grounds to enjoy boating for travelers. gold loan is sough-after by the inhabitants in yercaud.
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Gold Loans at the privacy of your home

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What is an online gold loan?

An online gold loan is the most straightforward secured loan you can avail when you require instant cash. The easy eligibility criteria and high loan amount make a gold loan one of the most popular loans in India. Usually, lenders approve up to 75% of the gold's market value; although at times, the upper limit may go up to 90%. The final amount would depend on the previous thirty days' average gold price and the quality and Karat of the gold. To avail an online gold loan, the borrower has to download the lender's app or call the customer helpline. After this, a loan officer would schedule a meeting and visit the borrower's residence or office and value the gold. Generally, the loan amount gets transferred to the borrower's bank account within ten minutes of loan approval. The total time from loan application to loan approval can be anything from half an hour to an hour.

Documents required for an online gold loan

A gold loan is the perfect solution when a borrower is looking for urgent loans or emergency funds. With the help of an instant gold loan online, the borrower can receive the required funds in less than an hour. The borrower is eligible to get up to 75% of the market value of the pledged gold as the loan amount. Unlike many other sources of funds, an online gold loan requires minimum paperwork before giving the loan approval. The required documents are:

  1. Identity proof – any document such as voter ID, PAN Card, Aadhaar Card, Passport, or driving license can act as the identity proof of the borrower.
  2. Address proof – the same documents as mentioned above, except for voter ID and PAN card can act as the address proof of the borrower.

Some lenders also approve the loan against just the Aadhaar Card of the borrower. The Aadhaar card is the most important document for an Indian, which has all the details regarding name, father’s and mother’s name, address, biometric information, iris scan, etc. Therefore, it can function as the identity proof as well as the address proof.

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Frequently asked questions

Which cities is Rupeek currently operational in?

Rupeek has been causing a wave in the credit and finance industry since it's establishment in 2015. Thanks to the speedy and flexible loans Rupeek disburses, it has more than one lakh, happy customers, across 3000 locations. Rupeek operates across Mumbai, Delhi, Chennai, and Kolkata. Apart from having branches across the metropolitan cities, Rupeek also has Banglore, Ahmedabad, Pune, Hyderabad, Surat, Jaipur, and Coimbatore. Rupeek is on an upward spiral in a bid to provide safe, secure, and affordable online gold loan solutions for everyone. And needless to say a loan against gold with Rupeek is consumer-friendly, hassle-free, and convenient

What purposes can I request a gold loan for?

One of the best features of availing a gold loan is that the loan amount can be spent as per your discretion provided it is not with the intent of laundering money, terrorism, gambling, or any other such illegal activities. Denizens borrow gold loans in cityname to fund various purposes such as:

*Establish or expand a business (In which case the interest component is subject to a tax rebate)

* Medical Expenses

*Construct or renovate a house (Loans availed for this purpose are also subject to a tax rebate)

*Wedding

*Academic Fees

*Travel

*Household Expenses 

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