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Instant loan in belgachia

Belgachia was one of the 38 villages that the East India Company had bought from Mir Jafar after the fall of the last Nawab of Bengal, Siraj-ud-daulah. Today it is a bustling neighbourhood located in north Kolkata. Belgachia remains connected to various parts of the city through the Khudiram Bose Road. The Belgachia Rail Overbridge connects the neighbourhood to Shyambazar, one of the oldest and busiest shopping zones of the city. Kolkata Railway Station is situated in this locality and so is the Belgachia metro station, which allows easy access to the metro network. R. G. Kar Medical College and Hospital, a prominent government hospital, is located just 1.5 km away. The availability of instant loan in Belgachia helps residents to meet their sudden expenditures, including medical expenses. Shree Digambar Jain Pareswanath Temple is a top tourist attraction of this neighbourhood.

Features of an instant loan

Instant loans are one of the most popular forms of credit in India. Instant cash loans come equipped with several perks and features that make it the most preferred form of credit or most borrowers. There are several reasons why Instant loans have been a roaring hit. The first and foremost reason would have to be its flexibility. It can be availed within a matter of hours, with or without collateral, with or without a healthy credit score, and can be spent as per the discretion of the borrower. Secondly, the speed at which these loans are approved. It is usually only a matter of an hour before these loans are approved. The third reason would have to be the loan application process which can be done both online as well as offline and is an extremely hassle-free process. Last but not the least, the reason instant loans are most borrowers' go-to choice of credit is because of the minimal documentation that is required. Depending on the type of instant loan the borrower is looking to avail, the documents required will vary but are minimal nevertheless.

Reasons to take an instant loan

The flexibility in the end-use of an instant loan makes it one of the most popular loans in India. Denizens often avail instant loans in Kolkata for various reasons. The first reason why people avail an instant loan is to address sudden financial emergencies. Sometimes, in case of hospitalisation, the bill amount may exceed the available cash. An instant loan provides urgent money, which one can use on anything related to health. Another reason why people apply for an instant loan is to set up a business. In some cases, using the instant loan amount for business may also enable you to apply for tax rebates. Many borrowers also avail an instant loan to sponsor a vacation or a tour. The fourth reason why people apply for an instant cash loan is to spend it on sponsoring a big event like a marriage.

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Frequently asked questions

What type of loan can be taken for a medical emergency?

Medical emergencies happen out of the blue. They are unexpected and even though we try to secure ourselves and our expenses using various policies such as health insurance or a Mediclaim policy, sometimes, the expenses tend to overflow. What can be of great help during those times is an instant loan. instant loans can be obtained within an hour from the time of the instant loan approval. Obtaining an urgent loan using instant loans is so simple that sometimes, the only document that is required is the Aadhar Card. The loan amount, as well as the loan interest rates, depend on your credit score and your financial profile. The only requirement is that you have an excellent credit score and a stable source of income. In a situation where you have neither, you can opt for an instant gold loan, which added to these merits, also offer lower interest loans as well as flexible loan repayment schemes.

What are the repayment options for an instant loan?

Repaying the EMIs is easier than applying for a loan. When you are availing a collateral-based instant loan, such as a gold loan, rather than availing a personal loan or a credit card, you can enjoy the benefits of lower interest rate. There are three types of payments during the loan tenure period - the interest, closure and part payments. What you pay every month as EMI is what the interest consists of. What you pay for the release of your collateral is the closure payment and Part-payment is the amount that you pay more than what you pay as interest. You can pay the EMIs either by visiting the website of the lender or by downloading their app from PlayStore. You can also pay using Internet Banking, Debit Cards, UPI, NEFT, RTGS or IMPS. When you choose EMI as your monthly payment option, you will get notifications from the lender to remind you about the payment.

Can I get an instant loan if I'm retired?

Retired people also need funds the same as everyone else. They may need it for a variety of reasons, including paying their medical bills, to renovate their house, for unprecedented expenses, to buy some amenities, or to finance a trip. Even when retired people are unemployed, they can still obtain instant cash loans. As long as they have a steady pension, they can obtain an unsecured loan. If that is not the case, they can also get quick funds through collateral-based loans, such as an instant gold loan. Obtaining an instant cash loan is a very simple and easy process. You can call the customer care of the desired loan service, request for an instant loan, or place a request via the web portal or the app of the concerned lender. The borrower will have to present a few documents as their identity proof, their address proof, and an income statement before the lender. If all goes smoothly, the loan approval will be done within an hour.

Can I get an instant loan without a PAN card?

An instant loan is a flexible financial instrument that you may use to spend on anything you like. Unlike many other loans, the documents required to apply for an instant loan are much more straightforward. Generally, when you apply for an instant cash loan, the lender wants you to submit essential documents like identity proof, address proof, age proof, income statement, and other necessary documents. PAN Card works as an identity proof and is considered an essential document. However, you can still apply for an instant loan without a PAN Card. You have to fill, sign, and submit Form 60, along with Aadhaar Card, and all other documents to apply for the instant loan.

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