Instant Loan in Guntur
Situated on the right-hand side of the river Krishna, Guntur, as part of the Andhra Pradesh Capital Region, is one of the most populous cities in coastal Andhra Pradesh. People often avail instant loans in Guntur for getting urgent cash. The Guntur district has a coastline of over 100kms and is bordered by Nalgonda, Mahaboobnagar, Prakasam, and Krishna districts, and the Bay of Bengal. Agriculture is a significant source of earning for the people in Guntur. Major crops that are produced in the district include Groundnut, Cotton, Paddy, Redgram, Jowar, Greengram, Maize, Bajra, Sunflower, Chillies, and Coriander. Guntur's chilli market yard is the biggest such yard in Asia. Guntur has various parks, temples, and forts, with the most famous being the Jinnah Tower, Kondaveedu Fort, Uppalapadu Bird Sanctuary, etc. The city figures prominently in the sports map of the country. The popular sports that are played in the city and the district include Boxing, Badminton, Volleyball, Swimming, Cricket, and Athletics.
We offer the highest per gram rate on our gold loans.
Gold Loan Calculator in Guntur
Monthly Interest Amount
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Gold Required
140.9 gms
Total Interest
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Reasons to take an instant loan
Eligibility to apply for an instant loan and documents required
An instant loan can be of two types -
Secured instant loans- If you apply for a secured loan, i.e. an instant loan against collateral, you can get a higher loan amount. The eligibility criteria are also relaxed. Usually, it does not matter whether you can show income proof or not. You may also apply for a loan with only two documents - PAN Card and Aadhaar Card.
Unsecured instant loans- If you apply for an unsecured instant loan, the lender would approve the loan based on your income and expenditure ratio, credit score, and the stability of income. To avail an unsecured loan, you have to satisfy the minimum monthly income criteria set by the lender and is usually above INR 21,000 per month. Moreover, you have to submit documents like PAN Card, Aadhaar Card, income proof, age proof, income tax file, bank account statement, and quite often, a guarantor.
Hence, if you want a no-frills loan, it is prudent to apply for a secured instant cash loan online.

Frequently asked questions
Is it safe to take an instant loan online?
What is the eligibility criteria for an instant loan?
An instant loan may come as a blessing when you need to take care of an urgent financial need. But different lenders have different eligibility criteria for approving an instant loan. Generally, the borrower needs to be at least 21 years old to be eligible to apply for an instant loan. The maximum age varies between 60 and 68. Additionally, the borrower must have a stable source of salary or business income. You may also apply for an instant loan if you do not have a permanent source of income. However, the lender would encourage you to deposit collateral security, such as in the case of a gold loan, or apply along with a borrower who can produce their income statement. Most lenders prefer approving instant loans to borrowers with a credit score of 650 and above. But if your credit score is less than 650, the lender may increase the interest rate and reduce the loan amount.
How do I take an instant loan without salary slips?
How to apply for an online gold loan with Rupeek?

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