Instant Loan in Surat
Surat, originally a port town, was frequented by Portuguese, Dutch, and the British. It used to trade materials like silk, silver, and gold. Today, Surat has evolved from a fishing port town to an advanced smart city. The key sources of income of the city are its textiles, silk, information technology, diamond processing industry, and trade. The most important festivals in Surat are Makar Sankranti, Navratri, Ganesh Chaturthi, Uttarayan, and Diwali. The favourite foods of Surtis are locho, ghari, Surat khaman, and undhiyu. The city has an almost negligible unemployment rate, and more people from other states join the workforce due to the opportunities. The city houses cemeteries of the British, Dutch, and Armenians. The main attractions in Surat are Mughalsarai, Surat Castle, Sardar Patel Museum, Dumas Beach, ISKCON Surat, Dutch Garden, Ambika Niketan Temple, Science Center, Snow Park, and Sarthana Nature Park and Zoo. People mostly rely on instant loans in Surat for getting urgent funds.
We offer the highest per gram rate on our gold loans.
Instant Gold Loan Calculator in Surat
Monthly Interest Amount
Eligibility to apply for an instant loan and documents required
An instant loan can be of two types -
Secured instant loans- If you apply for a secured loan, i.e. an instant loan against collateral, you can get a higher loan amount. The eligibility criteria are also relaxed. Usually, it does not matter whether you can show income proof or not. You may also apply for a loan with only two documents - PAN Card and Aadhaar Card.
Unsecured instant loans- If you apply for an unsecured instant loan, the lender would approve the loan based on your income and expenditure ratio, credit score, and the stability of income. To avail an unsecured loan, you have to satisfy the minimum monthly income criteria set by the lender and is usually above INR 21,000 per month. Moreover, you have to submit documents like PAN Card, Aadhaar Card, income proof, age proof, income tax file, bank account statement, and quite often, a guarantor.
Hence, if you want a no-frills loan, it is prudent to apply for a secured instant cash loan online.
Reasons to take an instant loan
Frequently asked questions
How to apply for an online gold loan with Rupeek?
What type of loan can be taken for a medical emergency?
Medical emergencies have a 100% track record of cropping up unannounced. One can never be too prepared to handle such situations. Though the individual may be insured, most hospitals expect the payment to be made upfront whereas insurance companies take a considerable amount of time to turnaround. In such situations, instant loans prove to be handy as they barely take an hour to be approved. Not all lenders demand end-end documentation. Some even approve loans with just an Aadar card. Availing an instant cash loan only requires a couple of steps. All you need to do is download the lender's app, submit your personal details, and apply for the instant loan. Your eligibility amount and interest rate will both depend on your credit score and your EMIs will commence exactly a month since the date of loan approval.
What is an instant cash loan?
What are the documents required for a gold loan with Rupeek?
Placing a gold loan application with Rupeek is a very simple process. The procedure is very smooth and hassle-free. The borrower is required to submit a few documents to the lender before the loan approval. The borrower has to download the Rupeek app, or visit the lender’s portal to apply for an instant loan. The borrower can also apply for a loan by ringing up the customer service. Within thirty minutes of the loan application, an official from the company will arrive at your doorstep to check the authenticity of your gold as well as to appraise your documents. The documents the borrower is required to have are the identity proof and the address proof. These documents, also called the KYC documents, can include your PAN Card, Aadhaar Card, Driving License, Passport, Voter’s Id, etc. The other documents, such as a salary slip, or your income statement and your credit score, that would be required in the case of an unsecured instant loan are not required when you apply for a secured instant loan.
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