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Thiruvallur
tiruvelangadu
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Instant loan in tiruvelangadu

Tiruvelangadu is a major Block and the name of a locality in Thiruvallur District in Tamil Nadu. Tiruvelangadu is surrounded by Arakkonam, Tiruttani, Thiruvallur, and Nagari. The nearest tourist places are Thiruthani, Kanchipuram, Sriperumbudur, Chennai, and Tirupati. There are two parliamentary constituencies which include this Block - Tiruvallur and Arakkonam. The most prominent educational institutions in the locality are Teresa Teacher Training Institute, DSG Teacher Training Institute, and Government Higher Secondary Schools at Thiruvalangadu, Kanagammachatram, Nemili, Manavoor, Periakalakattur, Chivada, and Kaveri Raja Puram. The TNSTC regularly operates buses to and from this area to other parts of Tamil Nadu. Because of its strategic location, people often prefer to live or open a business here. An instant loan in Tiruvelangadu is the most comfortable available loan option for them.

Eligibility to apply for an instant loan and documents required

Instant loans are typically of two types- Unsecured loans that don't require collateral security and secured loans that require the borrower to pledge collateral security against the loan. Borrowers that get a instant loan get access to various benefits as compared to those that borrow unsecured loans. For instance, borrowers that avail secured loans get to borrow a higher loan amount. Since borrowers are required to pledge an asset whose market value needs to be about 30% more than the loan amount, the eligibility criteria are also relaxed. To avail a secured loan, you'll only need basic documents such as PAN Card and Aadhaar Card. However, this isn't the case with unsecured loans. When you apply for an unsecured loan, your loan approval depends on several factors such as your debt-income ratio, existing credit profile, and income status. Additionally, to be eligible for an unsecured loan, as a borrower, you will need to have a minimum income of INR 21,000 per month. Along with this proof of income, you will also have to submit other documents such as PAN Card, Aadhaar Card, Age proof, Income tax file, Account transaction statement, and sometimes even a guarantor. If you are looking to avail a quick, hassle-free loan, secured loans are the way to go.

Features of an instant loan

Instant loans are one of the simplest and most popular loans in India. Out of all loans offered by Indian lenders, instant loans are the most feature-rich and easy loan you can avail. Some of the prominent features of an instant loan are:

Flexibility- The first feature that makes an instant loan unique is its flexibility. You may use the loan amount for any purpose you want to. 

Loan approval- The second feature is the speed at which instant loan approvals occur. Usually, an instant loan gets approved within an hour of the loan application. 

Ease of loan application- The third feature is that you can apply for an instant loan online or offline. The entire process, from application to approval, is transparent, quick, and painless and is hassle-free when it comes to gold repayment. 

Minimal documentation-Last but not the least, instant loans are so popular due to the minimum documentation required to apply for an instant loan. You need to upload no more than five to six documents to submit your loan application.

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Frequently asked questions

How secure is my gold with Rupeek?

Rupeek is a Reserve Bank of India approved lending institution that has provided instant gold loans to millions of borrowers since 2015. Rupeek has carved a niche in the gold loan industry due to its unique business model, which includes providing doorstep loan services to its borrowers. When you deposit gold bars or ornaments with Rupeek, you get a 100% free insurance cover on the deposited gold. All gold bars and ornaments you deposit with Rupeek are stored in a partner bank vault with round the clock security and real-time monitoring. Not only the gold but also the details you enter on the app are secured with 256-bit encryption and SSL technologies, thereby guaranteeing you 100% safety of your personal data.

What is the minimal age requirement for an instant loan?

You can avail an instant loan and live life on your own terms! All you'll need is the app on your smartphone, the necessary documentation needless to say the right kind of eligibility. These eligibility criteria are usually subject to change from one lender to another. Typically, to avail a collateral-free instant loan, one needs to be minimum 21 years old. But in the case of a collateral-based loan that involves a security pledge, the minimum age requirement to meet the eligibility criteria is 18. In support of your age proof, you can either submit your birth certificate or the admit card from your secondary school examinations. It is noteworthy that meeting the minimum age requirement is only one of the eligibility criteria. To ensure that your loan application gets approved in the first attempt itself, you will have to ensure that you meet all the eligibility criteria involved.

Can I get an instant loan if I'm retired?

Retirement is the golden period where you get to finally tick off all your bucket list items, travel the world, settle in your retirement pad, pamper your grandchildren and fulfill all your lifelong dreams that you just never had the time for back in your youth. Having a lot of spare time in hand however, most likely implies that your income has now started to dwindle. But don't let this hold you back! Retired people are very much eligible to avail instant cash loans. All you'll need is a source of income such as a pension or any collateral security. You can get a loan online by placing a request on the lender's app by downloading it from PlayStore or by calling the lender on the customer care number. A certified representative of the lender will then arrive at your doorstep at a time as stipulated by you. Post document verification, your loan will be disbursed to you within an hour since your request was placed.

Can I take an instant loan for education?

With the cost of quality education steadily increasing, there are chances that the money you have set aside for paying the education bills might fall short. An instant cash loan for education can be the easiest way to ensure an uninterrupted flow of fast funds required to pay the bills on time. Applying for an instant cash loan online is relatively easy. You can apply for an instant loan if you have PAN Card, Aadhaar Card, income statement, and a few other documents. The most significant benefit of an instant loan is that you can spend the loan amount on anything related to education, which may include capitation fees, tuition fees, admission fees, or other purposes. The EMIs start from a month after loan approval.

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