One of the earliest planned cities in India, Jaipur is known for its magnificent forts and cultural heritage. It is presently the capital of Rajasthan and is considered to be one of the most populated cities in the country. Jaipur is home to the famous Hawa Mahal, Jal Mahal, Albert Hall Museum, Birla Mandir and Jantar Mantar.
Apart from being a beautiful tourist spot, this city is at its booming stage in terms of both industrialisation and infrastructure. However, development increases the cost of living as well, resulting in lesser savings. Thus, residents of this city can opt for secured options, like a loan against property in Jaipur to meet big-ticket and unprecedented expenses.
The following are some of the notable features of a loan against property:
Individuals looking for a quick loan in Jaipur might not benefit from a loan against property. Moreover, repaying a loan over a period as long as 20 years can be taxing on your finances. Moreover, even the low interest rate will also add up to a substantial amount during such a long time. If you have been searching “loan against property lender near me” recently but have second thoughts, a great alternative secured credit product would be a gold-backed loan.
A lot of the shortcomings of a loan against property can be avoided without risking anything by opting for a gold loan. Firstly, the issue of ownership documents or any other documents as such does not arise as one pledges their gold. Moreover, its value can be calculated easily and does not require any mortgage loan calculator.
Unlike a house or a plot, gold is an idle asset that one can pledge easily. Lenders also prefer providing loan against it due to its high value and liquidity. These benefits can be further improved if you make the smart decision and avail our lending service.
A gold loan is indeed better than availing a loan against property in Jaipur. But, when you avail our gold-backed loan, you get benefits that will improve these profits tenfold. We offer:
Further, we ensure our customer’s comfort by reaching out to them with our doorstep loan service. If you live in a location where we are operating, our representative will visit your house after you apply for a loan to sanction it and credit the loan amount in your bank. Currently, we are providing our gold loan without ITR and income proof in Jaipur in nearly all central locations.
The areas in Jaipur where Rupeek is operational at present are:
While both are secured credit facilities, a gold loan differs from a loan against property in Jaipur in multiple aspects. Save yourself from a long-term burden and avail a gold loan to solve your financial emergencies instantly with Rupeek today.
Our gold loan comes with an interest rate as low as 0.79% per month. Check out the repayment schemes we offer to learn more about our interest rates.
Our loan amount ranges from Rs. 15,000 and goes as high as Rs. 1.5 crores. We have kept this range so vast to make sure one can apply for only the amount they require without carrying the responsibility of extra money.
Yes, you can apply for an easy loan against property in Jaipur by pledging a property with more than one owner. However, all the concerned owners have to be the co-applicants for the loan with you.
To ensure complete safety of your asset, we keep them in a military-grade vault of our partnered bank. The location is also selected not farther than 5km from your address. Besides, you can use our app to track your gold’s movement from your house to the locker in real-time.
Yes, one can provide their commercial property as collateral instead of their residential property. However, the rate of interest gets affected due to this minute modification.
One can apply for our credit facility whenever they are free to do so.
We hope to provide our credit product to whoever is in need. Thus, we have kept our requirement straightforward. One only needs to be over 18 years old to avail our gold-backed loan.
No, CIBIL score is not necessary to be deemed eligible for a gold loan. This way, borrowers with a low score or even without any substantial credit history can avail funding.
No, we do not accept gold items like coins, bars, etc., at present. We only take gold jewellery.
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