close btn

Service Update- (Covid-19)

In accordance with the respective state government’s directive, we’ve resumed operations in all the cities. However, a few services will remain affected while others will continue as usual. To read about the services or moratorium updates, Click here

MSME loan in Gurgaon

Located in NCR of Delhi, the capital of India, Gurgaon stands out for hosting a fine array of start-ups, IT hubs, commercial buildings that attest to its galloping economy. Apart from the architecturally remarkable buildings, it has some major attraction points like Kingdom of Dreams near IFFCO Chowk, Cyber Hub, Ambience Mall, Sultanpur Bird Sanctuary, Heritage Transport Museum, etc.

Being one of the major satellite cities in the National Capital Region, Gurugram is home to leading multinational companies that have played a massive role in its booming economy. As a consequence, a bunch of micro, small and medium enterprises (MSMEs) have also made their way in this city. And for young entrepreneurs, an MSME loan/SME loan is the ideal source of financing to execute their business plans and grow along the way.

Why Choose an MSME/SME Loan in Gurgaon?

When it comes to business expansion, startup owners are generally required to invest a bulk amount in buying necessary tools, hire more employees and improving the infrastructure. In order to fulfil all these requirements, the MSME business loan comes as an ideal option. Typically, to avail these loans, individuals are not required to submit collateral.

Here are some other reasons why business owners opt for MSME/SME loan for start-up projects:

  • MSME loan provides decent repayment tenure, which is between 12 months to 5 years. You can decide the tenure depending on your company’s financial capacities.
  • Typically, the MSME loan amount offered by financial institutions ranges from Rs. 10,000 to Rs. 1 crore.
  • There are several government-backed MSME loan schemes particularly tailored for small and micro-businesses.

Along with these advantages, MSME loan/SME loan also comes with certain shortcomings. Small business owners wanting to opt for this loan often face difficulties with the long documentation process that may take up several days to complete. Also, the strict eligibility criteria associated with SME loan makes it even more difficult for entrepreneurs to apply for the loan in the first place.

In such cases, individuals can opt for a gold loan as an alternative option, which is even more secure and less time-consuming. A gold loan helps entrepreneurs to avoid the lengthy documentation process since it requires a few essential documents like Aadhar Card, address proof, etc. Therefore, to make use of these perks of a gold loan, one can voice search for ‘gold-backed MSME project loan near me’ and enjoy attractive deals.

Rupeek has made it even easier to avail a gold-backed MSME loan/SME loan in Gurgaon with lots of its custom features and a user-friendly online portal. However, business owners should have a clear idea regarding all of their features in order to utilise the benefits.

How Is Rupeek Useful While Availing MESME Loans In Gurgaon?

Since the main objective is to grow the business by gathering sufficient funds, business owners usually look for ways to avoid lengthy procedures of availing loans. For business-related emergencies, a gold loan comes handy since it does not involve the protracted documentation procedure or exorbitant interest rates.

On top of that, Rupeek’s gold-backed MSME loan facility provides some attractive features to help the new entrepreneurs to achieve their desired business goals. Some of these characteristics include:

  • Lowest Interest Rate

Since you are pledging gold ornaments in exchange for the funds, your interest rate automatically remains pretty moderate. And, we offer one of the lowest interest rates in the market when it comes to availing MSME loans for working capital financing.

Our interest rate starts from 0.79% per month, and you can obtain up to Rs.1.5 crore as a loan amount.

  • High Per Gram Value

With Rupeek, you can expect one of the highest per gram rate for gold in India. In order to check the total amount you will receive against the collateral, you can use our loan calculator as well.

  • Smooth Repayment Process

Enjoy the privilege of choosing a repayment structure per your convenience. You can either choose to pay the due amount altogether when the fund is ready or choose partial repayment option to keep it hassle-free.

  • Doorstep Service

With Rupeek’s doorstep services, you can easily get rid of all the concerns regarding how to apply for MSME/SME loan. From placing a loan request to getting the loan sanctioned, the entire process gets completed within 45 – 60 minutes. And, to help you with additional queries, evaluating the gold, and even meeting the documentation process, our loan manager will visit your residence with a gold-appraisal kit.

  • Gold Credit Line

While looking for an MSME loan/SME loan in Gurgaon, you can quickly maximise the benefits of a gold loan with Rupeek’s compelling features. Additionally, you can also get an extended credit line by pledging more gold items with Rupeek Quick to meet frequent cash flow deficits. And the key advantage of this facility is that the interest rate will be applied only on the used sum and not the total acquired amount.

With easy access, going through the gold-backed MSME loan eligibility criteria and understanding how it works has become easier. Also, with Rupeek app, you can easily check all the offers we are providing and utilise them to expand your business.

Where To Find Rupeek’s MSME Loan/SME Loan Services In Gurgaon?

Individuals can find our services in below locations:

  • Badshahpur
  • Gurgaon Sector 17
  • Pataudi
  • Wazirabad
  • Gurgaon Sector 56
  • Gurgaon Sector 33
  • Palam Vihar
  • Garhi Harsaru
  • Manesar
  • Sohna
  • Gurgaon Sector 45
  • Sultanpur

For both budding entrepreneurs and established business owners, our gold-backed MSME loan/SME loan in Gurgaon is an ideal choice, especially in case of emergency requirements. Since the process is rapid and convenient, using all the features, one can easily make the most of these benefits.

Therefore, opt for Rupeek gold loan today to support your business without overwhelming yourself with extra liabilities.

Rupeek ad
Benefits of Gold Loan over MSME/SME loan.
  • <1 lakh
  • 2 lakh
  • 3 lakh
  • 5 lakh
  • 10 lakh
  • 20 lakh
Comparision Parameters MSME / SME Loan Gold loan
Interest Rate 2.39% .79%
Monthly Interest Amount
Eligibility & Documentation More Documents Needed Only KYC Needed
Processing Time & Disbursement 2 days to 1 week Within a day
Required Gold Weight -
Rupeek ad

Frequently asked questions

  1. Why should I opt for a gold-backed MSME loan?

Gold is a non-consumable asset, and yet it possesses a higher value than a lot of other assets. Since the gold loan is a secured option, you can easily get a high amount of credit to invest in your business against the gold. Additionally, it saves you from high interest rates and makes it convenient to bear for a short period. 

  1. Is CIBIL score important for an MSME loan/SME loan against gold?

Unlike unsecured loans, a gold-backed MSME loan/SME loan does not require a high CIBIL score.

  1. How can I avail gold-backed MSME loans for new business with Rupeek?

Following three easy steps, you can complete the MSME loan process. Visit our official website or use the app to request a loan. Our loan manager will visit your residence to complete the KYC verification and evaluate your gold. Once the procedure is done, the fund will be transferred to your account instantly.

  1. Which bank is best for MSME loans?

It depends on your specific financing requirements and capacity. Check factors like the interest rate, loan amount offered, repayment terms, processing period, and usage flexibility offered by different banks.

Rupeek ad
gold img
Apply for Gold Loan 30 Minutes Doorstep Service
close
+91
Please enter valid Mobile Number
close
success img

Loan Request Successful

Your request has been received, our customer relationship manager has been notified and will call you shortly