Since the 19th century Bengal Renaissance, Kolkata has been the intellectual capital of India. Very few cities have the overwhelming presence of artists, musicians, academics, economists and, of course, Nobel laureates as in Kolkata. The City of Joy, Kolkata also has a rich cultural history, and they are all-pervasive in several structures like Victoria Memorial, Howrah Bridge, Indian Museum and many more.
Moreover, being a magnet city for eight North-eastern cities of India, it gained its nickname of ‘The Gateway of Asia’. Due to this advantageous eco-geographic position, Kolkata also is a promising destination for leading businesses and IT centre for eastern India. Besides food processing, jute, service sectors, electronic and textile industries, the scope for small-scale business is also towering in this city.
Budding entrepreneurs can opt for a MUDRA loan in Kolkata to finance their daily or occasional business expenses. But, they also need to get an overall idea about this credit product in details before that.
PM MUDRA Yojana loan is a Government initiative that aims at boosting the MSMEs and SMEs of the country. Small business owners can avail MUDRA loan for restaurant, purchasing machinery and several other business expenses. They only have to voice search for ‘MUDRA loan providers near me’ to get the nearest lender's contact details that offers loan under this scheme.
MUDRA finance Kolkata is divided into three segments that include –
Under Shishu MUDRA loan Kolkata, beneficiaries are eligible to apply for funds up to Rs. 50000.
Small business owners can opt for up to Rs. 5 lakhs by availing Kishore MUDRA loan Kolkata.
Established entities can avail a fund up to Rs. 10 lakhs under Tarun MUDRA loan Kolkata.
However, for each of this segment, individuals need to fulfil specific eligibility criteria.
Following are the units that are eligible to apply for Pradhan Mantri small business loan.
Based on these parameters and the applicant’s credit profile, the MUDRA loan interest rate in Kolkata is determined. On top of that, they also need to furnish some documents as well to complete their eligibility.
Since MUDRA loan in Kolkata can only be used for business purposes, the business owners need to furnish the following documents.
After submitting the documents, lenders take almost 7 – 10 working days to process the loan and disburse it.
However, individuals can bypass these lengthy documentation and eligibility checking by opting for a gold loan.
Besides quick processing, a gold loan also offers a gamut of benefits that individuals can consider before opting for a MUDRA loan in Kolkata.
Individuals can enjoy all these perks along with some additional benefits by choosing a Rupeek gold loan. We have curated our gold loan terms of service that ensures a pleasant borrowing experience.
Individuals can consider the below-mentioned features and facilities of Rupeek gold loan to make an informed decision.
We take the security aspect of the gold with the utmost importance. We follow the below-mentioned measures to ensure optimum safety of the gold.
To full-proof the security aspect, as well as to ensure borrower’s convenience, we also extend doorstep services. Therefore, with Rupeek, individuals can enjoy an instant online gold loan at their doorstep. After the request for a gold loan is placed, the loan manager reaches the borrower’s house or office within 30 minutes. The KYC documentation and gold appraisal take a few more minutes. Within one hour, the total loan processing gets over.
The LTV of Rupeek gold loan is up to 80%, allowing borrowers to access Rs. 1.5 crores with sufficient gold. They can also use the gold calculator that estimates the gold amount that they have to pledge to get their desired loan amount.
Individuals can further maximise the benefits of a Rupeek gold loan with our loan overdraft facility. Known as Rupeek Quick, this provision lets existing Rupeek customers avail funds on top of their primary loan.
It is also instrumental in reducing interest payment burden as we levy interest only on the funds utilised.
Rupeek borrowers are given a choice to select from our repayment schemes that seem feasible to them. They can either choose to pay regular monthly instalments or pay off the entire amount through a single bullet payment or pay when it suits them within the tenure.
Borrowers can avail all these benefits irrespective of their place of residence. We are present in nearly 500 locations across the country. However, if you are residing in Kolkata, you can refer to the following list for exact locations.
If you are currently based in any of the following places of Kolkata, you can request for Rupeek doorstep gold loan services. We are just a call away!
Thus, individuals who have enough gold in their possession can bypass the hassles of availing MUDRA Mitra in Kolkata and settle for a Rupeek gold loan instead. It will not only help with their business funds but also other personal requisites as well.
Apply for a gold loan with Rupeek and kick start your business venture today!
The beneficiary and vendor alike have to register themselves by entering their name, email address, PAN number, mobile number, and some more relevant information to complete the registration. They need to pay the fee via UPI.
You do not need to have a PAN card to apply for a MUDRA loan in Calcutta.
Before opting for a MUDRA loan, you have to check the interest rate, LTV, tenure, security measures and additional charges. Moreover, you also need to compare different lenders to choose the best one.
You have to visit the Rupeek website and open ‘Repay Your Loan’ tab. Choose the loan you want to repay and select the repayment option like EMI/part/full payment. Select the payment mode and complete the transaction by following the instructions.
In order to get a Rupeek gold loan, individuals have to submit KYC documents and recent utility bills and/or rent agreement.
You have to increase the repayment frequency to get a higher refund. Moreover, when you refer Rupeek gold loan to others, you also get a referral discount on repayment up to Rs. 2000.
Your request has been received, our customer relationship manager has been notified and will call you shortly