Online loans in Delhi

Here are some notable features of an online loan in Delhi –

1. No Restriction On Usage

Typically, online personal loan in Delhi entails no restriction on its usage. Hence, borrowers can utilise these funds to manage any expense they have.

2. Quick Approval

Instant online loan Delhi gets approved within 1-2 working days, letting individuals meet their urgent financial needs.

3. Tenure

The repayment term of such financing options typically ranges from 12-60 months. Lenders allow their customers to select a repayment tenure of their preference. If it’s an online gold loan, the repayment period offered is usually up to 12 months.

4. Easy Eligibility and Documentation

The eligibility and documentation process vary depending on the lender. Nevertheless, individuals need to maintain a credit score of 750 or above and meet the monthly income requirements of the respective lender if they want to avail a collateral-free loan. Also, they need to keep their KYC documents and income proof handy to complete this process.

An unsecured loan elevates its risk of lending for financial institutions. Thus, lenders put particular emphasis on the fulfilment of these criteria. However, individuals struggling to meet them can consider secured online financing options like an online gold loan in Delhi. 

Being secured in nature, gold loans allow borrowers to bypass the hassles of an unsecured online loan. The eligibility norms are less stringent, and the processing is quicker. Moreover, it also offers a similar no end-usage restriction like that of a traditional online loan. Coupled with a low cost of borrowing and quick processing, individuals can meet a host of expenses with this financing option efficiently.

1. Meeting Medical Expenses

An online gold loan gets sanctioned within just a few hours, helping you to meet any sudden medical emergencies on time.

2. Debt Consolidation

Since the interest rate on gold loans is comparatively lower, it helps you to save substantially with debt consolidation.

3. Refurbishing House

Online loan in Delhi against gold comes with a substantial amount for all your house repairing costs. Also, the repayment flexibility helps you to pay-off the outstanding amount without much hassle.

So, the benefits offered by gold loan makes it an ideal mode of financing. Hence, instead of searching for ‘online loan providers near me’, you can avail this product to meet your expenses. And to enjoy even further perks, you can opt for Rupeek.

One of the leading Fintech companies of India, Rupeek has curated tailor-made repayment schemes to increase customer convenience. Along with that, Rupeek’s prompt services also allow you to meet your requirements without any delay.

Here are some notable features of a Rupeek online gold loan –

1. Simple Application Process

Applying for an online loan in Delhi has never been simpler. You can visit our website and enter your mobile number to initiate the loan request. After that, our company representative will get in touch with you to know about the requirements and further processing.

Following a successful initial process, our loan manager will visit your address accompanied by an ISI certified gold appraisal kit within 30 minutes. They will evaluate the gold articles and authenticate the documents to complete this process. Once they are satisfied, you will receive your funds before the person leaves with your gold ornaments.

2. Lowest Interest Rates

The interest rate we offer can go as low as 0.79% per month, making repayments even more affordable. Along with that, we have introduced various schemes to make this process more accessible.

You can opt for a traditional EMI option, one-time bullet payment plan, or pay as per your convenience to repay your gold-backed online loan in Delhi.

3. Highest Per-Gram Rate

Along with the lowest rate of interest, we also offer one of the highest per gram rates in the market. It allows you to avail more funds against your gold jewellery. You can check our gold loan calculator to learn about the current per-gram rate, and use it to calculate the gold you need to pledge for the desired amount.

With Rupeek, you can avail up to Rs. 1.5 crore, against your gold articles.

4. Easy Loan Balance Transfer

We offer a hassle-free loan transfer process, which allows you to save up to Rs.12,377 per lakh on repayments.

The process is straightforward; share your existing pledge card with our relationship managers, and they will guide you through the process.

5. Improved Security

Rupeek follows a robust security protocol to ensure the safety of your pledged gold in Delhi. Our executives use GPS-enabled bags to carry the gold, and we store it in high-security vaults. Moreover, you enjoy complimentary gold insurance coverage during the loan tenure, which mitigates your financial loss in case of an accident.

6. Overdraft Facility

At Rupeek, we also extend a credit line against gold to our existing customers. Known as Rupeek Quick, this product allows you to pledge additional gold items to avail an overdraft facility.

A notable benefit of Rupeek Quick is that it provides you access to immediate funds. Also, you are responsible for paying interest on the amount you have withdrawn, and not the entire credit line. Hence, you save a substantial amount on repayments.

The benefit of selecting Rupeek further increases with our doorstep services. Our presence in prominent localities of Delhi allows us to provide you with a gold-backed online loan in Delhi within 60 minutes of your request.

• Maidan Garhi
• Tilak Marg
• JNU Ring Road
• Justice SB Marg
• Moti Bagh
• Najafgarh
• Karol Bagh
• Anand Vihar
• Hauz Khas
• Chandni Chowk
• Nehru Place
• Connaught Place
• Sansad Marg
• Pusa
• Pragati Maidan

A secured online loan in Delhi is a quick and affordable option to meet any planned or unplanned expenses. Moreover, with Rupeek, borrowers can avail online gold loans at their doorstep, enabling them to meet their requirements without any delay.