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Ghaziabad, ‘the Gateway of UP’, is one of the largest cities of Uttar Pradesh and also constitutes a part of Delhi NCR. Some of the popular tourist destinations of this city are Swarn Jayanti Park, City Forest, Drizzling Amusement Park, and many more. Moreover, the well-planned industrial areas and commercial and educational centres make this city one of the best places to live.
Resultantly, Ghaziabad is also one of the most expensive cities to live in India. Individuals looking to keep pace with the rising standards of living can consider an online loan in Ghaziabad.
However, they should compare different credit options that are available to them before choosing one.
With the advancement of technology, availing credit has become easier. Most lenders offer loans today online, eliminating the hassle of person-to-person interactions in branches. It has streamlined the entire loan processing system, and, thus, getting a quick loan in Ghaziabad has become straightforward.
Online loans refer to both secured and unsecured financing options. Most people often get confused as to which credit they should opt for. Therefore, it is necessary to compare the basic features that online loans offer.
Points of Difference |
Online Secured Loans |
Online Unsecured Loans |
Eligibility |
Depends on the lender; usually, does not require a high credit score |
A 750+ CIBIL score is a must besides minimum income of Rs. 15000 and a low FOIR. |
Documentation |
KYC documents, address proof property papers (if LAP) |
KYC documents address proof, and income proof, like salary slips, bank account statements, etc. |
Loan Amount |
Up to Rs.1.5 crore |
Depends on eligibility |
Loan Processing Time |
Less time-consuming if it’s a gold loan; can take a few days if it’s a loan against property |
Requires more than 1 day |
While unsecured loans do not call the need for collateral, people need to fulfil the eligibility criteria fully to get the funds. Moreover, for the same reason, it also accompanies a high interest rate.
Therefore, individuals can consider an online gold loan Ghaziabad if they want financing quickly against affordable, straightforward terms.
When it comes to an immediate cash loan in Ghaziabad, very few can beat a gold loan. Following are the reasons.
While gold can help one to get a fast loan in Ghaziabad, the benefits increase multi-fold with Rupeek.
Following are a handful of the features that borrowers can enjoy with our gold loan online:
The interest rate of Rupeek online loan starts from 0.79% p.m., which is lower than any online business loan Ghaziabad. It also implies that people with varied financial capacities can afford the loan and make the repayment on time.
People with considerable gold can get a loan amount of up to Rs. 1.5 crores. With such a substantial amount, borrowers can meet an array of expenses adequately. Be it financing children’s higher education, meeting medical costs, or funding a wedding, our online loan can offer the required amount.
Search for ‘Rupeek online loan agents near me’ or directly visit our website to apply.
Rupeek is also known for offering the flexibility of repayment. While most cash loans Ghaziabad mandate borrowers to pay monthly instalments, we allow our borrowers to choose a repayment option that fit them the best. Borrowers can choose to pay instalments as per their convenience during the tenure if EMI payments don’t suit them.
We allow existing Rupeek borrowers to apply for an extended credit line when they need a short-term loan in Ghaziabad. Known as Rupeek Quick, it is an overdraft facility that people can avail on top of their current loan by pledging some more gold.
Moreover, since the interest rate is charged only on the amount withdrawn, it reduces the burden of interest payment to a great extent.
From our company representative visiting your residence to loan disbursal, the entire process takes only 30 minutes. Therefore, people requiring instant cash loan in 1 hour in Ghaziabad can turn up to us to get the best borrowing solution.
Moreover, our representatives are present in every corner of Ghaziabad, ensuring they can reach the desired location within just 30 minutes.
We currently extend a gold online loan in the following places of Ghaziabad.
An online gold loan from Rupeek offers a suitable financing solution for every use-case. Whether it’s an emergency or the fund required is substantial, or you’re looking for affordable financing, our online loans in Ghaziabad can cater to it.
Apply for Rupeek gold loan now and finance your expenses easily!
Comparision Parameters | Other online loans | Online Gold loan |
---|---|---|
Interest Rate | 2.39% | 0.79% |
Monthly Interest Amount | ||
Eligibility & Documentation | More Documents Needed | Only KYC Needed |
Processing Time & Disbursement | 2 days to 1 week | Within a day |
Required Gold Weight | - |
Rupeek adopts the most effective system to ensure the safety of the pledged gold. They are carried in a GPS-enabled bag from borrower’s home to nearest bank’s vault. Moreover, we also offer complimentary gold insurance cover for tenure.
Select the part prepayment option in the ‘Repay Your Loan’ page after logging in with an OTP. The amount should be less than full closure amount and more than the monthly interest payable.
No, you do not have to submit your bank account details to get an online loan from Rupeek.
The loan processing time depends on the type of loan you are opting for and the lender. For instance, Rupeek gold loan process gets completed within 60 minutes. On the other hand, for unsecured loans, it may take 1 – 2 days.
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