Jalandhar is an industrial hub of Punjab famous for its sports equipment manufacturing industry. This city caters to an international market and exports equipment worldwide. Also, the leather and furniture industry of Jalandhar is well-known, and products from this city have a huge market all over the country.
The economic development of Jalandhar has increased the per-capita income of the locals. Resultantly, the demand for consumer products has also increased significantly, and to meet such demand, millennials use an online loan instead of liquidating their savings.
Specially curated to meet a host of different purposes, instant online loans in Jalandhar offer several customer-friendly features. It allows individuals to fulfil an array of expenses. Here are some features of the same –
Immediate cash loan in Jalandhar is multi-purpose product; it has no restriction on its usage. Hence, borrowers can use it fulfils any expense they have.
Typically, an online loan in Jalandhar gets approved quickly, which helps individuals to fulfil any financial emergency without delay.
Usually, this financial product comes with flexible repayment schedules. Providers of fast Loan in Jalandhar offer tailor-made repayment plans to make this process more accessible.
The eligibility requirements of cash loans Jalandhar are comparatively more lenient than its traditional counterpart, which help individuals to avail a credit without any hassle. If they can maintain a healthy credit score and clear repayment history, they can avail this financial product.
A point to note here is that online loan has two categories, secured and unsecured. In the case of unsecured, individuals are not required to provide any collateral, but the eligibility checks of the same are strict.
Online gold loans, on the other hand, are more flexible in terms of eligibility and relaxed when it comes to documentation. Moreover, borrowers don’t have to strain their finances to service a gold loan because of a lower cost compared to that of unsecured variants.
Therefore, instead of searching for ‘online loan providers near me’, opt for a gold loan. Nevertheless, there are other benefits as well that an individual can get to enjoy by choosing Rupeek’s online gold loan.
As a leading gold loan online provider in India, Rupeek focuses on improving the customer experience with a host of features and benefits. Here are some of the prominent ones that make it easy to borrow from Rupeek.
We offer one of the highest per gram rates in the segment. A borrower can get up to 80% of their gold’s value with us. Hence, our customers can now avail more funds against their gold articles. With Rupeek, one can now get up to Rs. 1.5 crores. Moreover, individuals can use the gold loan calculator available on our website to check out the loan amount.
To make our online loan against gold more accessible, we have curated different repayment schemes. Our customers can now choose from traditional EMI schemes, or they can opt to pay as per their convenience. Besides, our online loan interest rates start from as low as 0.79%.
At Rupeek, we follow the highest security measures to ensure the maximum safety of your gold items. We store the ornaments in vaults kept under 24x7 surveillance. You can track if the items are taken to the agreed-upon location through our app. What’s more, you enjoy gold insurance cover for the entire term. Additionally, we perform a regular security audit to eradicate the loopholes and make it more robust.
Known as Rupeek Quick, the overdraft facility offered by us allows our customers to withdraw funds as per their will. Our customers can pledge additional gold to gain access to this credit line facility. Moreover, they are only responsible for paying interest on the amount they use from the credit line.
The convenience of selecting Rupeek as the lending partner further enhances with our doorstep services. Our presence in prominent localities of Jalandhar lets us reach you promptly.
Online loans are a perfect option to manage any planned or unplanned financial expenses. However, if anyone opts for a gold loan, they can avail the same benefits, but against better borrowing terms and with Rupeek they can now have an instant gold loan at their doorstep.
So, contact Rupeek for a fair, fast and flexible service.
|Comparision Parameters||Other online loans||Online Gold loan|
|Monthly Interest Amount|
|Eligibility & Documentation||More Documents Needed||Only KYC Needed|
|Processing Time & Disbursement||2 days to 1 week||Within a day|
|Required Gold Weight||-|
You can apply for a loan from Rupeek online via our official website. Once you initiate a loan request, a company representative will get in touch with you to learn about your requirements and your address. Following this process, loan managers will visit your address to evaluate gold ornaments and validate the KYC documents. After a satisfactory verification process, you will receive the loan amount.
The eligibility criteria to avail funds from Rupeek are simple. Individuals who are above 18 years and possess gold ornaments can easily avail a gold loan from Rupeek. Moreover, they need to submit only the KYC documents to complete this process.
There is no credit score requirement to avail funds from Rupeek.
You are eligible for a rebate with periodic repayments. The more frequently you repay, the higher refund you qualify for.
Your request has been received, our customer relationship manager has been notified and will call you shortly