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Online Loan in Kanchipuram
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Online loans in Kanchipuram

Located in the Tondaimandalam region of Tamil Nadu, Kanchipuram or Kanchi is a picturesque temple city. The two most recognised temples situated in this city are the Vaikunta Perumal Temple and the Kailashnathar Temple. At present, the primary income of this city comes from Agriculture and handloom sarees made by the craftsmen of Kanchipuram.

There are several expenses that a person in Kanchipuram needs to meet from time to time besides the recurring monthly costs. It can be renovating an ancestral home or meet a child’s higher education costs. Individuals can resort to an online loan in Kanchipuram to that end.

Options in Online Loans

One of the most impressive aspects of an online loan is the wide variety of options. Online lenders, NBFCs and even traditional banks have their online segments for providing personal finances to consumers. An online loan can be both secured, and unsecured depending upon the lender. And its specifications can differ in the following aspects.

Unsecured

Secured

Interest Rate

Tends to be higher

Is usually lower

Eligibility

Stringent checks of credit score and minimum monthly income

Relaxed

Documents

The applicant needs to submit OVDs for KYC, salary slips, bank account statements, or ITR

 Only KYC documents are required.

Loan Amount

Is based on the borrower’s monthly income

Is based on the LTV% provided by the lender

Collateral

Is not involved

Should be provided

Approval time

Takes 1-2 days at most

Takes only a few hours if it’s gold loan

Besides prompt disbursal, an online gold loan in Kanchipuram proffers several other benefits to borrowers.

Gold Loan Benefits

A gold-backed loan can be highly advantageous as it lets you utilise your idle asset to get a substantially high loan amount. It is very easy to figure the value of gold, and it can be liquidated conveniently. Thus, among other types of assets, lenders prefer to take gold as collateral. This further increases your chance of landing on a tremendously profitable borrowing deal given the vast amount of lenders offering such loans.

You can keep looking for an ‘online loan near me’, or directly come to us and avail added benefits on our gold loan online.

Your Advantages With Rupeek’s Online Loan In Kanchipuram

At Rupeek, we aim to provide our credit services to as many people as we can. And we have understood that with extensive documentation and eligibility it will not be possible. Thus, we offer our gold-backed online loan to anyone who is older than 18 years and provides their KYC documents. Besides simple documentation, you get:

  • Swift Loan Approval

We offer instant online loan in Kanchipuram that only takes 60 minutes at most, to get approved.

  • High Per Gram Rate

Get the most out of your precious gold’s value with our highest per gram rate. You can check the loan amount you can take out against your gold with our gold loan calculator.

  • Reasonable Interest Rates

With our instant loan in Kanchipuram without income proof, you can get funds at rates of interest as low as 0.79%.

  • Wide Loan Amount Range

One can avail a loan of up to Rs.1.5 crores from us, and our range starts from Rs. 15,000. This vast range helps us to serve every type of needs, be it for a business or to buy a certain device.

When someone applies for our gold-backed online loan in Kanchipuram, they are also signing up for our doorstep loan service. Here our representative visits the customer’s house and does all the needed procedures there. We also provide you with two different types of repayment schemes to provide ultimate convenience to our customers. Currently, we are present in all the major localities of Kanchipuram and have partnered with numerous banks in the city.

Our Operations In Kanchipuram

You can avail our online cash loans if you are a resident of the following locations in Kanchipuram.

  • Medavakkam
  • Irungattukottai
  • Palayaseevaram
  • Enathur
  • Ambattur Ayyampettai
  • Uttiramerur
  • Sriperumbudur
  • Madipakkam
  • Pannur
  • Sunguvarchatram
  • Walajabad
  • Chromepet
  • Tambaram

When you avail a gold-backed online loan, you are keeping your other non-stagnant assets from being exhausted. We provide 100% insurance on your gold to ensure that you do not have to worry about its safety. So, if you need any kind of financial aid, download our app and opt for our gold loan online.

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Benefits of Gold Loan over online loans.
  • <1 lakh
  • 2 lakh
  • 3 lakh
  • 5 lakh
  • 10 lakh
  • 20 lakh
Comparision Parameters Other online loans Online Gold loan
Interest Rate 2.39% 0.79%
Monthly Interest Amount
Eligibility & Documentation More Documents Needed Only KYC Needed
Processing Time & Disbursement 2 days to 1 week Within a day
Required Gold Weight -
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Frequently asked questions

  1. Will my gold remain safe with Rupeek?

We keep our customer’s pledged gold in a military-grade vault, ensuring utmost safety. The location of the bank is at most 5 km away from your home, ensuring that your precious asset is not far away from you.

  1. Can a 70-year-old person apply for a loan in Rupeek?

Yes, anyone who is older than 18 years is eligible to apply for our gold-backed instant loan in Kanchipuram.

  1. Are all types of gold items accepted?

No, currently we only accept gold jewellery for our gold-backed online loan. Our lending partners in Kanchipuram do not accept any other gold items.

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