Rajkot, a major city of Gujarat, is the place where ‘the father of the nation’, Mahatma Gandhi spent his childhood. In his memory, the Mahatma Gandhi Museum was built in the city. Besides that, some of the key attractions of Rajkot include Aji Dam, Watson Museum, Jubilee Garden, and several others.
Along with that, the booming real estate of this city contributes heavily to the economic growth of the state. Due to an improved public transit system and other developed infrastructure of this city, the living cost is also on the rise. Therefore, individuals in Rajkot often opt for an online loan to manage additional or sudden financial liabilities.
Online loans can be of different types. You can divide them broadly into two major parts - secured and unsecured loans.
Online business loan Rajkot, personal loan, etc. that do not require collateral come under the unsecured category. Generally, these online loans come with higher interest rates and stringent eligibility requirements, primarily due to its unsecured categorisation.
Therefore, you may not be able to avail an online loan with a low credit score or if your income doesn’t match the minimum requirement of the lender.
On the other hand, gold loan and loan against property are some examples of secured loans. Though the eligibility criteria of secured loans are relatively lenient; the documentation may be lengthy for variants like a loan against property.
However, you can apply for an instant loan without documents like bank details, professional details, etc. with Rupeek. However, these are not the only noteworthy features of our online gold loan.
You can reap the following benefits with our online gold loan in Rajkot:
An online loan from Rupeek accompanies interest rates that start from 0.49% per month. Thus, individuals can take out high-value loans of up to Rs. 1.5 crores without straining their finances.
Get funds within just an hour with our fast loan in Rajkot. With our no-hassle documentation, individuals can meet urgent expenses efficiently. Moreover, we do not have any lock-in or waiting period that allow you to use the funds as soon as you get it to your account.
Rupeek offers multiple repayment schemes that allow you to manage your liabilities better. You can repay the loan via EMIs or pay instalments at your convenience any time during the tenure. Moreover, you are eligible for this instant loan in Rajkot without income proof.
If you are an existing customer, you are eligible for an overdraft facility that you can avail by pledging additional gold. Acquire necessary funds any time from the sanctioned limit. Furthermore, you need to pay interest only on the sum you have used from the credit line.
Get your gold appraised and receive funds from the comfort of your home with Rupeek. Put in a loan request and an executive will contact you soon after and within 30 minutes; our loan manager will visit your residence on the confirmation.
Rupeek’s wide-scale presence in Rajkot allows our loan managers to offer such prompt services.
If you are looking for “instant online loan Rajkot near me,” you can refer to the following list where we extend our services.
Getting an instant online gold loan at your doorstep is made simpler and more affordable with Rupeek. Moreover, you can utilise the funds in various ways and make most of your gold’s equity.
Request for a Rupeek gold loan today and get funds within just 60 minutes!
|Comparision Parameters||Other online loans||Online Gold loan|
|Monthly Interest Amount|
|Eligibility & Documentation||More Documents Needed||Only KYC Needed|
|Processing Time & Disbursement||2 days to 1 week||Within a day|
|Required Gold Weight||-|
If it’s an unsecured loan, ideally, you should have a credit score of 750 or above, a steady source of income, low credit utilisation ratio, and healthy FOIR. You only need to be above 18 years and own a tangible asset, like gold, to be eligible for a secured loan.
No, Rupeek gold loan does not have any end-use restriction. You can use the loan to meet a number of financial obligations.
In order to avail our online gold loan, you have to submit KYC documents and a few essential papers, like rent agreement or the latest utility bills.
The rebates depend on the frequency of repayment. Refunds will be higher with more frequent repayments.
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