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Thiruvallur
Online Loan in Thiruvallur
online-loan-in-Thiruvallur

Online loans in Thiruvallur

Thiruvallur is one of the fastest-growing cities in Tamil Nadu. The biggest tourist attraction of this city is Veera Raghava Temple. Besides, amusement park and 16th-century church are some of the other sites that tourists like to explore while their stay at this city. 

Besides, several government initiatives to promote Thiruvallur as a satellite township of Chennai has furthered the city’s economy significantly in recent years. People can use an online loan in Thiruvallur to keep up with rising living expenses and address their monetary shortfalls. 

Since, several kinds of online loans are available in the market, choosing the one becomes challenging. Thus, before making an informed decision, you need to know about the different categories under these loans.

Online Loans Comparison

For convenience, these online loans are divided into two part – unsecured online loans and secured online loans. 

Differences

Online Unsecured Loans

Online Secured loans

Collateral

Not required

Required

Loan amount

Depends on eligibility

Depends on LTV

Eligibility

Credit score must be above 750; an applicant should meet minimum monthly income parameter

The credit score is not checked, minimum monthly income is also not a deciding factor if it’s a gold loan.

Interest rate

Higher; it can be as high as 36%

Lower

Loan processing time

Usually 1 – 2 days

Online gold loans take only a few hours to get disbursed

An unsecured loan may seem like the best choice to deal with emergencies. However, the high interest rates and stringent criteria might make this loan option inaccessible to certain individuals.

Hence, individuals looking for an instant online loan in Thiruvallur can consider a gold loan to meet their expenses. Besides relaxed eligibility and documentation and interest rates as low as 0.79%, individuals can reap a range of other benefits with Rupeek.

What Makes Rupeek The Best?

Following are some of the features of Rupeek’s online gold loan in Thiruvallur that makes it a sought-after borrowing solution.

  • High Security 

The first thing that comes to one’s mind while opting for cash loans Thiruvallur against gold is its safety. Therefore, we take optimum care for this matter. Not only the pledged travel in a GPS-enabled bag to and from your home and bank’s vault but also enjoys an insurance coverage for the tenure as well. 

  • Sizeable Loan Value

If you have enough gold in possession, you can get a short-term loan in Thiruvallur of up to Rs.1.5 crores. We extend an LTV of up to 80% that allows you to make the most of the gold that you have. 

  • Repayment Flexibility 

Along with a lower interest rate, the repayment options we offer are also favourable for borrowers. You can choose from any of the schemes that Rupeek online loan in Thiruvallur accompanies. Settle the due amount at your ease during the tenure or repay via EMIs. 

  • Overdraft Facility 

Nevertheless, if you want to maximise the benefits of a gold-backed quick loan in Thiruvallur, you should consider our overdraft facility called Rupeek Quick. By availing this facility, you can get an extended line of credit on top of your existing gold loan. 

It further lowers the interest payment as you have to pay the same only on the amount utilised. All you need to do is pledge some additional amount of gold, and we will disburse the amount directly to your mobile wallet. 

Besides these, our doorstep service makes it possible to impart the convenience of an online loan with the assurance of offline processing. Thus, if you require instant cash loan in 1 hour in Thiruvallur, Rupeek can be a fit choice. 

Area List Where Rupeek Is Operational

Following are the places in Thiruvallur where Rupeek extend doorstep gold loan services. If you still can’t find us, voice search for ‘Rupeek online loan agents near me’. 

  1. Avadi
  2. Periapalayam
  3. Tiruttani
  4. Thiruverkadu
  5. Ponneri
  6. Pattabiram
  7. Tiruvelangadu
  8. Pulicat
  9. Poonamallee
  10. Uttukottai
  11. Minjur
  12. Kadambathur

Thus, getting a fast loan in Thiruvallur has been simplified with Rupeek’s gold online loan. Now you can use your gold ornaments’ equity to raise funds during any financial emergency. 

Apply for a Rupeek gold loan now and fund any number of expenses with ease!

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Benefits of Gold Loan over online loans.
  • <1 lakh
  • 2 lakh
  • 3 lakh
  • 5 lakh
  • 10 lakh
  • 20 lakh
Comparision Parameters Other online loans Online Gold loan
Interest Rate 2.39% 0.79%
Monthly Interest Amount
Eligibility & Documentation More Documents Needed Only KYC Needed
Processing Time & Disbursement 2 days to 1 week Within a day
Required Gold Weight -
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Frequently asked questions

  1. Which online loan is the best?

Several online loans are available in the market. Therefore, choosing the best is challenging. Primarily it depends on your requirement and the features that any particular loan accompany. Check out parameters like loan amount offered, interest rates, processing fees, repayment period and options.

  1. How can I earn rebates on Rupeek gold online loan?

We offer rebates on regular repayment of Rupeek gold loan. The refunds increase with frequent loan repayment. 

  1. Does Rupeek online loan come with any lock-in period?

No, Rupeek’s online gold loan does not come with any lock-in period. 

  1. How can I make part-payment of an online gold loan from Rupeek?

Go to the ‘Repay Your Loan’ tab and choose ‘Make Part-payment’ as a payment option to complete the transaction. After the payment is made, it also shows the outstanding loan balance. 

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