Online loans in Vadodara

Online cash loans allow individuals to meet any financial need, be it planned or not. The focus here is to offer quick access to funds that can be used to meet an array of requirements. Here are some notable features of the same –

• Multi-purpose

Fast loan in Vadodara has no restriction on their usage. It means you can use the funds for any sort of financial obligation.

• Fast Approval

A short-term loan in Vadodara gets approved quickly, which helps you to manage emergencies without delay.

• Varied Repayment Tenure

Lending institutions usually provide a repayment tenure ranging from 12 months to 60 months if it’s an unsecured loan. For secured options, like a gold loan, the tenure is up to 1 year typically.

• Favourable Eligibility Criteria

Since, an online loan has two categories, secured and unsecured, these eligibility requirements may vary based on the option you opt for. To avail the unsecured variant, borrowers need to maintain a healthy CIBIL score. They also need to meet the minimum income criterion to be eligible.

Contrarily, the secured ones, specifically an online gold loan in Vadodara, do not require prospective borrowers to satisfy such stringent criteria. Plus, the associated interest rates are also lower compared to unsecured loans because the former is backed by an asset like gold.

An online gold loan offers nearly all the benefits of a collateral-free financing option and more. Borrowers can enjoy a low cost of borrowing, faster processing, and a high value with an immediate cash loan in Vadodara.

Going for this personal financing option when searching for ‘online loan provider near me’ may be a wise decision for a variety of reasons. However, you must choose a reliable lender for an effortless experience.

To that end, you can consider Rupeek’s online gold loan to enjoy the best of benefits and utmost convenience.

There are multiple reasons to opt for Rupeek as your lending partner. One of the prominent ones is the interest that Rupeek charges. It starts from as low as 0.79% per month. Along with that, here some other notable features of Rupeek –

1. Along with a low rate of interest, we also offer a high loan-to-value ratio that can go as high as 80% of the total value of your gold articles. Hence, you can now fetch an amount up to Rs. 1.5 crores against your collateral. To know more, and calculate the loan amount, you can use the gold loan calculator available on our website.
2. The different repayment schemes that we offer further increase customer-convenience. You can pay instalments whenever during the tenure without any negative impact on your CIBIL score. Also, you have the option to choose traditional EMIs as well.
3. Additionally, our eligibility norms are very lenient. Hence, availing funds from us is not a hassle. If you are 18 years old and possess valid KYC documents and gold of quality 18 carats or above, you can avail a loan from us.
4. Moreover, with Rupeek, you can now get an instant loan in Vadodara without income proof. You need to submit only the KYC document to complete the loan application process.
5. The loan transfer facility offered by us also allows you to save a substantial amount on your repayments. You can save up to Rs.12,377 per lakh. Once you share the pledge card with our representatives, they will guide you through the process.

What’s more, borrowers in urgent need of cash but unable to determine the precise amount can opt for our extended credit line or gold overdraft facility, Rupeek Quick.

Withdraw funds as per your requirements from a credit line sanctioned against your gold ornaments. Furthermore, you are only responsible for paying interest on the amount you use, not the entire credit line.

Availing our online loan services is only a matter of minutes. Our presence in top localities of Vadodara allows us to provide doorstep loan in just 60 minutes.

If you stay in or around any of the below-mentioned localities in Baroda, you can apply for a doorstep online loan from us.

• Ajwa Road
• Akota
• Alkapuri
• Bajwa
• Bodeli
• Dabhoi
• Khanderao Market
• Karelibaug
• Manjusar
• Manjalpur
• Makarpura
• Navlakhi
• Padra
• Por
• Savli
• Waghodia Road

In the hustle-bustle of modern life, very few have the time to visit a bank branch and queue up to meet sudden expenses. An online loan offers an ideal solution to that. With Rupeek, borrowers can get funds much more quickly and at an affordable rate and favourable terms.

So, contact Rupeek today get a loan in just 60 minutes at your doorstep.