Situated in the southern part of West Bengal, North 24 Parganas is the state’s most populated district. It is a part of the Ganga-Brahmaputra delta and is famous for being the birthplace of Bankim Chandra Chattopadhyay, India’s national song composer, Vande Mataram. North 24 Parganas is a major hub for some leading IT companies, such as Cognizant, Tata Consultancy Services and more.
Moreover, the district is home to many corporate offices from different industries. These have been instrumental in the overall growth of the district’s economy. However, owing to the increased cost of living, financing short-term expenses such as rent and child’s school fees has become a challenge for many salaried individuals. Hence, they are now resorting to ultra-short-term financial assistance, such as a payday loan in North 24 Parganas.
Nevertheless, before applying for this form of credit, one needs to be familiar with eligibility criteria and features.
The following are the features of a payday loan:
The following are the eligibility criteria for payday loans:
The eligibility criteria may slightly differ based upon the loan provider. You can search for payday loan near me for more information.
Due to the high interest rates, opting for a payday loan might not be wise to deal with the monetary crisis, especially not without sufficient planning. Moreover, the additional charges imposed by lenders in case of default increases the possibility of getting burdened by debt. Hence, if you’re looking for short-term loans North 24 Parganas, a gold loan can be the ideal substitute.
Gold loan is a secured advance that can be availed from a lender by pledging gold ornaments. The following are the features of a gold loan:
Rupeek brings one of the lowest interest rates in India, starting at 0.49% p.m. only. You can choose to opt for any one of the schemes that are made available to you. In addition to the cheapest interest rates, we offer a wide range of benefits, which you can use to your advantage.
Our gold-backed payday loan in North 24 Parganas comes with the following benefits:
Besides providing the benefits mentioned above, we also offer doorstep loan services. Hence, you don’t have to go to any branch to avail a gold loan.
You can avail our services from the localities mentioned below:
You can now end your search for the best ‘payday loan provider near me’. Apply for Rupeek’s gold loan instead of a conventional payday loan in North 24 Parganas and cater to your financial worries without any hassle. Place a request today!
The amount of payday loan that one can avail usually ranges from Rs. 500 to Rs. 1,00,000. The limits might vary from one lender to another and depends on a person’s monthly income. However, one must keep in mind his/her repayment capacity and opt for the lowest-interest payday loans to avoid falling into a debt trap.
Yes, you can get a higher loan amount if you opt to avail a payday loan after an increment. However, you will have to submit your latest salary slip.
Once the KYC and gold valuation process is complete, your gold is transported to the authorised bank branch safely in a sealed bag with a GPS-tracker. Once it reaches the bank, the gold is transferred into a highly-secure locker under bank-level security.
To avail a gold loan with Rupeek, you have to place a request via our app. Our loan officer will reach your preferred location to value your gold and complete the KYC verification. Upon successful completion, the loan amount will be transferred instantly to your bank account.
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