Located on the banks of Sabarmati River in Gujarat, Ahmedabad lies 23 km away from the state capital of Gandhinagar. The Sardar Patel Stadium at Motera, Ahmedabad is the largest cricket stadium globally and bears testament to the city’s love for cricket. Once known as the ‘Manchester of the East’, the city has grown to be the second-largest cotton textile in India.
With a massive growth in automobile, IT, real estate and education sectors, Ahmedabad attracts a lot of students and young workers from other parts of India.
Resultantly, the cost of living here has also shot up in recent years. Due to that, sometimes it becomes exceedingly difficult for individuals to meet unprecedented events like medical emergencies and the likes. In that case, individuals in Ahmedabad can avail a personal loan to address various monetary crises and requirements.
A personal loan is unsecured, meaning banks or NBFCs do not demand collateral against the borrowed sum. By taking personal loans in Ahmedabad, individuals can remodel their house, meet any urgent medical expenses, opt for higher education, even purchase a phone or any electronic gadget, or fund a family vacation. Moreover, borrowers can consolidate their existing loans into one by availing a personal loan and save themselves the hassle of repaying multiple credits.
Before applying for a personal loan in Ahmedabad, applicants must fulfil specific eligibility criteria set by their preferred bank or NBFC. Some basic pointers that almost every lender looks for are:
During application, prospective borrowers must submit some essential documents to further the procedure. This includes:
Personal loans are not offered against any collateral or any asset. To mitigate any future defaults, lenders put special emphasis on credit score and credit report of applicants. That is why creditworthiness plays a crucial role to get approval for personal loans. Moreover, lenders often charge a higher personal loan interest rate on the borrowed amount owing to the risk they assume.
To avoid these inconveniences, individuals can opt for a gold-backed personal loan Ahmedabad, Gujarat.
Over the past few years, the gold loan market has seen considerable growth in India as well as in Ahmedabad. One primary reason is it allows individuals to utilise the equity of their gold ornaments without actually selling it.
A gold-backed personal loan entails several other benefits, such as:
Once borrowers have made up their mind to avail a personal loan in Ahmedabad, the next crucial step involves choosing the right financial partner to rely on during their liquidity crisis. In this regard, Rupeek can help individuals with its industry-first gold loan features.
With our lending facility, prospective borrowers who are willing to take a personal loan in Ahmedabad can expect the following benefits discussed below:
Besides these, we also offer a credit line facility for individuals looking to secure a ready source of funds in Ahmedabad.
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For the existing borrowers, we have an overdraft facility known as ‘Rupeek Quick’. Through this facility, individuals can avail an extended credit line by pledging additional gold ornaments. They can access funds from the sanctioned limit anytime as per their financial requirements. Moreover, borrowers only need to pay interest on their utilised amount, which further reduces one’s interest burden.
Individuals looking to avail our services can do so easily since we are available in and around all the major locations in Ahmedabad.
One can enjoy our services across the following locations in Ahmedabad –
It’s particularly because of the city-wide presence that we can offer doorstep service within 30 minutes to ensure you can address all your financial concerns timely. Apply for a personal loan in Ahmedabad against gold today and meet your financial goals with ease.
The minimum and maximum gold-backed business loan amounts are Rs.15000 and 1.5 crore, respectively.
No, Rupeek does not accept items such as gold bars and coins. Only gold jewellery above 18 carats is accepted.
With Rupeek, you can get a gold-backed personal loan within 45-60 minutes.
Rupeek offers several repayments methods. By using Rupeek website or Android App, borrowers can pay through internet banking, debit cards, UPI, and money transfer using RTGS & IMPS.
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