Personal Loan in Jaipur

Commonly known as the ‘Pink City’, Jaipur is one of India’s most popular tourist destinations. Founded by Rajput ruler Jai Singh II in 1727, the city is home to several notable tourist destinations like Jal Mahal, Hawa Mahal, and Jantar Mantar.

The economy of this city is dominated by tourism and businesses related to that have flourished over the years. Along with that, jewellery making, gemstone cutting, textile, and IT are some prominent industries of this region.

The booming economy of Jaipur presents ample employment opportunities, which has translated into a significant rise in the city’s per-capita income. It has also led to increased confidence in individuals of Jaipur to avail personal loans for meeting their financial requirements rather than exhausting their savings.

Gold Loan Calculator

How to Apply For a Personal Loan?

One of the reasons why a personal loan in Jaipur has become so popular is its no end-use restriction feature. Individuals can use the loan to meet a range of expenses easily. Moreover, the streamlined application process of a personal loan makes it easier for prospective borrowers.

To apply for a personal loan in Jaipur, one can follow these steps –

  • Visit the lender’s website or dedicated app
  • Navigate to the Personal Loan apply section and fill out the application form
  • After being contacted by a company representative, one would need to visit the lender’s branch for documentation

One needs to submit documents like KYC, income proof and employment certificate during application. However, it can vary depending on the lender, and people must check this out when searching for “personal loan lenders near me”.

Nevertheless, since most financial institutions offer a personal loan without collateral, the ensuing verification process might take a few days.

Moreover, one needs to fulfil the personal loan eligibility requirements before they can apply for a personal loan. Although the specific criteria vary from one lender to another, the standard requirements have been mentioned below – 

Sl. No.




Credit score




Must be above 21 years


Employment type

Salaried and self-employed


Minimum monthly income

Depends on the lender


Work experience

Minimum 1 year

The rising loan default rate has prompted lenders to be stringent about eligibility requirements. However, fulfilling these requirements can be difficult for some borrowers. Plus, high personal loan interest rate is an added difficulty.

Alternative to a Personal Loan

Gold loans can be an ideal solution for individuals who are ineligible for an unsecured loan, find the verification process too lengthy, or cannot afford the high interest payments. Since it is a secured financing option, the eligibility requirements are less stringent, and the process of loan disbursal is comparatively quicker.

Furthermore, it offers the same no end-use restriction policy of a traditional personal loan in Jaipur. Hence, one can use it to fulfil any requirement that he/she may have. But, it is also vital to select a credible lender when considering applying for this alternative.

Top Reasons to Select Rupeek

Our industry-first features and a variety of customised schemes help us stand apart from other gold loan providers in Jaipur. Rupeek aims to streamline the entire process to save time and maximise borrower’s experience.

Here are some prominent reasons why Rupeek is an ideal lender to avail a gold-backed personal loan –

  1. Repayment Flexibility

In terms of loan repayment, we at Rupeek intend to provide a hassle-free experience to our borrowers. Hence, we have introduced different repayment options like one-time bullet payment, interest payment in advance, along with the traditional EMIs. It makes repayment more manageable for our customers, allowing them to pay as per their convenience.

  1. High Loan Amount

Rupeek allows individuals to borrow up to Rs.1.5 crore, which can prove more than adequate to meet an array of financial obligations. This amount depends on the purity of the gold one submits and the LTV one is eligible for.

  1. Easy Eligibility Criteria

Our eligibility requirement for a gold-backed personal loan is notably less stringent and only requires an applicant to be 18 years old or above. Individuals do not require a high credit score to avail funds from us in Jaipur, Rajasthan.

  1. Quick Disbursal

Lenient eligibility criteria and easy documentation has allowed us to quicken the disbursal process. Upon evaluation of gold ornaments and KYC verification, borrowers can receive their funds within just a few minutes.

  1. Credit Line against Gold

Individuals in Jaipur can also opt for our overdraft facility, Rupeek Quick, to meet emergencies efficiently. It allows borrowers to take out any amount from the sanctioned limit as per their needs at any time. What’s more, borrowers need to pay interest only on the borrowed sum.

Besides these benefits, our city-wide presence also makes it quicker for applicants to avail our services.

List of Rupeek’s Operational Locations

Avail our services from the following localities in Jaipur –

  • Talvandi
  • Ashok Nagar
  • Mansarovar
  • Amer
  • Shobha Nagar
  • Vaishali Nagar
  • Vidhyadhar Nagar
  • Jagatpura
  • Jhotwara
  • Shastri Nagar
  • Bhankrota
  • Gandhi Nagar
  • Malviya Nagar
  • Bani Park
  • Durgapura

With Rupeek, availing a personal loan in Jaipur is not a hassle anymore. Borrowers can receive instant gold loans at their doorstep within 30 minutes owing to our strong presence across the city.

So, apply for a gold loan today with Rupeek and meet all your financial needs instantly.

Rupeek ad

Frequently asked questions

1. What is the rate of interest on personal loans from Rupeek?

Rupeek levies one of the lowest interest personal loans, which starts from 0.49% per month.

2. Is my gold pledged for a personal loan safe with Rupeek?

Yes, we follow the best-in-class safety protocols. Rupeek uses high-security vaults to store your gold ornaments and our representatives use a GPS-enabled bag to carry them. Additionally, your gold jewellery enjoys insurance coverage during the tenure of the loan to mitigate any financial loss due to unforeseen events.

3. What is the LTV ratio on gold-backed personal loans?

Borrowers can avail up to 80% of the gold’s value as a personal loan from Rupeek.

4. Is there a balance transfer facility offered by Rupeek on personal loans?

Yes, Rupeek offers a hassle-free loan balance transfer facility. You can opt for it to save Rs.12377 per lakh on interest payments.

Rupeek ad
gold img
Apply for Gold Loan 30 Minutes Doorstep Service
Please enter valid Mobile Number
success img

Loan Request Successful

Your request has been received, our customer relationship manager has been notified and will call you shortly