Personal Loan in Kanchipuram

Located 72 km from Chennai, Kanchipuram is famous for its silk sarees. The Kanchipuram sarees are renowned all over the world for their quality and artistry. Agriculture, weaving and tourism are significant contributors to this city’s economy, along with silk exports. It is also home to several notable temples like the Kanchi Kamakshi temple, Kailashnath temple, and Ekambareswarar temple.

The city’s economy has grown steadily over the years, with the cost of living rising as well. Individuals looking to finance their wedding, thus, or any other large-scale or unbudgeted expenses can use a personal loan in Kanchi to manage their finances efficiently.

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Ways to Use a Personal Loan in Kanchipuram

Since this financial product has no restriction over its usage, it will enable you to use it for various purposes, such as –

  1. home credit personal loan will allow you to manage all home renovation costs.
  2. You can use a personal loan to mitigate urgent medical costs.
  3. With the help of an online personal loan, you may also fund travelling expenses, and make big-ticket purchases.
  4. This financial product is also ideal for funding higher education costs as it offers better flexibility, both in terms of usage and repayment.
  5. Personal loan in Kanchipuram is also a suitable solution for debt consolidation.

Nevertheless, to avail the benefits of this financing instrument, one needs to meet the personal loan eligibility requirements, which have been discussed below –

  • 750+ credit score
  • The applicant must have a steady source of income
  • If salaried, one should have at least 1 year+ work experience
  • He/she should be aged 21 years or above

An applicant must also produce the following documents during personal loan apply online

  • KYC
  • Address Proof
  • Income proof: ITR documents, salary slips, bank account statements, employment certificate

Even though a personal loan in Kanchipuram offers several benefits, the eligibility criteria, lengthy documentation, and high interest rates can be inconvenient in some cases. One can easily bypass these cons by opting for a gold loan.

Gold Loan and Personal Loan – A Comparative Analysis

Here is a comparative analysis of gold loans and personal loans to help you make an informed decision.


Gold Loans

Personal Loans

Loan type



Loan amount

Depend on LTV

Depend on the borrower’s eligibility

Loan tenure

Comparatively shorter

Comparatively longer

Disbursal process

Quick, usually within 24 hours

Lengthy, typically 1-2 working days

Eligibility criteria



Cost of borrowing



Besides opting for a gold loan, selecting a reliable lender is also important to ensure maximum benefits. In this regard, you can turn to Rupeek.

Features of a Rupeek Gold Loan in Kanchipuram

Rupeek is a leading Fintech Company in India, offering gold loans with industry-first features like doorstep services. Along with that, other customer-centric benefits include –

  1. Simple Eligibility

The eligibility criteria for Rupeek is minimal. Any individual who is above the age of 18 and possesses gold jewellery can avail funds from us. Moreover, we only ask for a valid identity and address proofs to process the loan application.

  1. Lowest Rate of Interest

At Rupeek, we offer one of the lowest interest rate personal loans in this segment, which starts from 0.49% per month. Therefore, interest payment with us is a lot more affordable.

  1. Highest LTV

With our offering of the highest per gram rate, you can avail a loan up to 80% of your gold’s value. Additionally, individuals can check the amount of gold they need to provide to avail their desired amount via our online gold loan calculator.

  1. Repayment Flexibility

With our flexible repayment schemes, you can now easily pay your dues as per your convenience. Opt for regular EMIs or repay any time within the tenure, whatever suits you.

  1. Balance Transfer Facility

We offer a quick and hassle-free loan transfer facility that allows you to save up to Rs.12377 per lakh on repayments.

  1. Overdraft Facility

Our overdraft facility, i.e. Rupeek Quick, provides you instant access to funds anytime from anywhere. Moreover, pay interest only on the amount you have withdrawn.

A little about our doorstep service

Along with these aforementioned benefits, Rupeek also provides you with instant online gold loans at your doorstep. Once you complete the loan application, our loan managers will visit your address within 30 minutes for the loan disbursal process. Our presence in prominent areas of Kanchipuram makes this possible. 

Kanchipuram Locality List where Rupeek Operates

You can avail our services in and around the following locations in Kanchi –

  • Sriperumbudur
  • Sunguvarchatram
  • Ayyampettai
  • Walajabad
  • Medavakkam
  • Ambattur
  • Chromepet
  • Tambaram
  • Uttiramerur
  • Enathur
  • Palayaseevaram
  • Madipakkam
  • Irungattukottai
  • Pannur

Put an end to your search for ‘personal loan lender near me’ with our instant doorstep loan service. Contact us today and secure funds for all your financial needs instantly.

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Frequently asked questions

1. How safe is my gold with Rupeek while availing a personal loan?

Our loan representative will leave your house only after you receive the funds in your account. We use GPS-enabled bags to transport your gold ornaments, and use high-security vaults to store them. Also, your gold enjoys complimentary insurance coverage during the tenure.

2. Can I avail a personal loan with a low credit score form Rupeek?

Yes, Rupeek does not consider credit score while sanctioning a personal loan.

3. How to avail a rebate on personal loan repayments?

You can avail rebate with regular repayments. Moreover, with more frequent repayments, you will be eligible to earn higher rebates.

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