Noida, short for New Okhla Industrial Development Authority, is a planned township in the state of Uttar Pradesh. Part of the National Capital Region of India, Noida is a satellite city of Delhi. The city abounds in popular attractions like Okhla Bird Sanctuary, Buddh International Circuit, Botanic Garden of Indian Republic, Brahmaputra Market, and Worlds of Wonder.
Past few years saw remarkable growth in the software, mobile app development and start-up sectors. A booming real estate sector with modern infrastructure and amenities have made Noida, one of the most premium and most liveable cities in India. However, covering personal expenses in this high-end city can become challenging. Thus, individuals can opt for a personal loan to manage their finances efficiently.
Personal loans come equipped with two central features. These are:
Individuals who are searching for “personal loan providers near me” must check out the eligibility requirements they need to satisfy to avail one. Some of the standard parameters that every bank and NBFC checks are –
Apart from fulfilling the rigid eligibility criteria, individuals are required to provide some essential documents while applying for a personal loan in Noida. These include –
The unsecured nature of personal loans compels financial institutions to maintain rigid eligibility criteria and extensive documentation process. Moreover, financiers charge higher personal loan interest rates to compensate for the risk of sanctioning an unsecured loan.
A gold-backed personal loan can easily help individuals avoid these inconveniences and meet both planned and unplanned obligations efficiently.
Instead of lying idle in lockers, gold can help individuals during a liquidity crisis. The benefits of gold loans are manifold. Such as:
But these are just the basic benefits that one can enjoy with a gold-backed personal loan in Noida, Uttar Pradesh. We offer a host of other industry-first features that can further enhance a borrower’s convenience.
Our financial services bring the following benefits to customers –
From applying for a gold-backed personal loan to disbursal of the sanctioned loan amount, we execute the entire process within 45-60 minutes. With our instant personal loan in Noida, borrowers can easily tide over any unplanned personal expenses.
Our doorstep instant gold loan services enable borrowers to avail cash from their home’s comfort. Moreover, borrowers need not risk their valuables by carrying them to a nearby branch. Our loan managers follow the utmost security protocols while taking the gold to a nearby lending partner bank of ours.
To minimise the cost of borrowing, we have set the lowest interest rate personal loan, which starts from 0.49% per month. With such a lower rate of interest, borrowers can efficiently repay the loan amount.
We offer the highest per gram rate. Also, borrowers can use our gold loan calculator to evaluate the loan amount they can take out. Alternatively, borrowers can also compute how much gold they need to get a certain loan amount.
Our borrowers enjoy the flexibility to repay the loan amount as per their convenience. Unlike collateral-free personal loans, which mandate individuals to pay EMIs, our customers can choose to regular instalments or repay the borrowed amount any time within 6 months tenure.
Our financial benefits and facilities do not conclude here. Borrowers looking to strengthen their liquidity can also opt for our overdraft facility.
Also known as ‘Rupeek Quick’, our overdraft facility allows borrowers to get an extended line of credit against their gold’s value. They can withdraw any sum from the sanctioned limit per their needs. This facility also helps individuals to reduce the cost of borrowing as they only need to pay interest on the utilised money.
Proximity to financial institutions plays a crucial role during emergency cash requirement. That is why we have extended our coverage across all the major localities in Noida.
Borrowers who are looking for a ‘gold-backed personal loan near me’ can find our financial services in the following areas of Noida:
Thus, to get the best financial solution, apply for an online personal loan against gold today with us!
Anyone aged 18 or above can apply for a gold-backed personal loan from Rupeek.
Borrowers need to log in to our repayment portal or app with an OTP sent to their registered mobile number and navigate accordingly from there to complete gold loan repayments.
While applying for a gold-backed personal loan, individuals need to account for factors such as Loan to Value ratio, interest rate, security measures adopted by a lender, additional fees, and repayment schemes.
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