The 2nd largest city of Maharashtra, Pune is one of India’s leading education hubs. Several leading public and private educational institutions, like the Fergusson College, are present in this city. Resultantly, students from all over the country and even from abroad come here for higher studies. Along with that, Pune houses some of the leading MNCs and I.T. firms.
Pune also boasts of rich political history. It hosted the seat of the Peshwas in the 18th century and has been home to personalities like Savitrabai Phule and Fathima Sheikh.
The city has the 6th highest per-capita income in India. The growing economy of this city has been accompanied by the escalating cost of living and credit reliance. Savvy consumers in Pune prefer to utilise options like a personal loan to address an array of financial concerns instead of exhausting their savings.
It is a multi-faceted financial product that one can avail to meet any number of monetary obligations, courtesy to its no-end use restriction feature. Here are some prominent ways one can use a personal loan in Pune –
As already mentioned, this financial product has no restriction on its usage; thus, one can use these funds to support any expenditure they have, besides these five stated above. However, before personal loan apply, one needs to meet the eligibility requirements.
Personal loan eligibility requirements include the following –
Along with fulfilling these criteria, one needs to submit the following documents as well –
Fulfilling these requirements is mandatory to avail a personal loan in Pune. Especially with unsecured financing methods like a personal loan, there’s added emphasis on these requirements. Moreover, with the rising loan default rates, lenders are now rigidly focused on factors like a person’s credit history and score.
Thus, individuals without such a high credit score cannot apply for this financial product. Also, the added delay with document verification can create further issues for applicants. In this regard, a gold loan offers an excellent solution.
Since it is a secured financing option, the eligibility norms are less stringent, and the document verification and loan disbursal process does not require much time. Along with that, borrowers can enjoy every benefit of a personal loan, like no-end use restriction.
Furthermore, the introduction of the online application process has made it easier to avail a gold loan. Nevertheless, it is imperative to choose a reliable lender while personal loan apply online for a convenient experience.
Individuals in Pune who are looking for an easy, quick, and straightforward borrowing option when searching for “personal loan providers near me” can turn to Rupeek. Our customer-oriented features ensure borrowers can avail funds with minimum hassle.
Here are 5 features that make Rupeek stand out from its competitors
Rupeek offers one of the lowest personal loan interest rates in this segment. It starts at 0.49% per month, which makes interest payment more affordable.
We, at Rupeek, aim to provide maximum financial assistance to our customers. Thus, we offer one of the highest per gram rates that can go up to 80% depending on the applicant’s eligibility.
Individuals can use our gold loan calculator to check current per gram value and find out the gold they need to submit to avail their desired amount.
Individuals can opt for our loan transfer facility to shift from their current lender. This process is simple and straightforward. With Rupeek, borrowers can save up to Rs.12377 per lakh on interest payments.
With our overdraft facility, Rupeek Quick individuals can now take out a credit line against their gold items. They can withdraw any amount according to their need from the sanctioned limit. Furthermore, interest is charged only on the withdrawn amount.
Borrowers can enjoy instant doorstep loan service with Rupeek. Apply for a gold loan online via our website or app. Once that process is complete, a company executive will get in touch them for further processing. Following that, a loan manager will visit the applicant’s address to authenticate documents and appraise the gold ornaments. Funds will be disbursed within minutes subsequently.
Moreover, our Pune-wide presence enables individuals to avail our services from anywhere in the city within just 30 minutes.
Here are some prominent areas of Pune, where one can avail a gold-backed personal loan from Rupeek –
Pune has emerged as one of the major cities of India in recent years. Nowadays, the city attracts students and working professionals from all across the country. Resultantly, the cost of living has surged, and individuals often search for quick financial assistance to relive their monetary burden. With our gold-backed personal loan, individuals can address all their financial concerns adequately and conveniently.
So, contact Rupeek today and bid adieu your financial worries!
You can easily apply for a personal loan from Rupeek via our official website. You can enter your mobile number, and the company executives will get back to you for further processing.
You can avail rebate on your personal loan with regular repayments. Moreover, a higher frequency of repayment will offer a better rebate.
It takes around 45 – 60 minutes to avail a personal loan in Pune against gold from Rupeek.
The loan manager leaves with the gold items only after you receive the funds. Subsequently, they carry it in a GPS-enabled bag to a high-security vault. Also, your gold is protected by an insurance policy during the tenure of the loan.
Yes, there are different repayment plans to help you repay the loan without any issue. You can either opt for traditional EMIs or single bullet payment option according to your preference.
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