Thiruvallur is a satellite township of Chennai and one of the rapidly developing cities in India. Companies like Caterpillar, TCL, Mitsubishi, Kingfisher, etc. have their manufacturing units in various parts of this city. Also, the Veera Raghava Temple, one of the Vaishnavites’ 108 sacred shrines, is a significant attraction in this city.
The growing economy of Thiruvallur has escalated the cost of living in this city. Thus, residents of Thiruvallur can opt for a personal loan to keep up with a higher standard of living.
Here is a quick step-by-step process to apply for an online personal loan in Thiruvallur –
Step 1: Visit the official website or mobile application of the personal loan provider
Step 2: Duly fill the loan application form
Step 3: Submit necessary documents
Step 4: Receive the money upon a successful verification process
Personal loan apply online may not be a hassle anymore with the advent of technology. Still, one needs to fulfil the eligibility criteria and submit necessary documents to complete this process successfully.
The personal loan eligibility requirements include the following –
Besides these, one must satisfy the minimum monthly income criterion of the financier to be eligible for a personal loan.
Here are a few standard documents that an applicant needs to submit for a personal loan Thiruvallur –
Aadhaar card, PAN card, Driving license, Voter ID card
Utility bills, rent agreement and any OVDs for KYC
For Salaried individuals
· Salary slip of the previous 3 months
· Bank account statement of the last six months
· Employee ID card
For Self-employed individuals
· Bank account details of one year
· Income tax return documents
· Business ownership documents
Are you struggling to meet these requirements?
In that case, opting for a gold loan can be a suitable alternative for you. Since gold loans are secured mode of financing, the risk associated with lending is less. Hence, lenders offer lenient eligibility requirements, which help you to avail funds easily.
Gold loans, like any unsecured personal loan, are a multi-faceted product. It offers the following benefits that work in your favour –
Availing an instant personal loan against gold can allow you to meet any financial requirements that you have, irrespective of whether you have planned it or not. Here are some prominent examples –
The customer-friendly benefits and flexibility of usage make a gold-backed personal loan in Thiruvallur a comprehensive financial product. However, you must choose a financial institution smartly when searching for “personal loan providers near me” to enjoy additional benefits. To that end, you can avail our financial services at Rupeek.
Following are some notable reasons why Rupeek should be your choice for a gold loan:
We are one of the few lenders to offer an instant gold loan at your doorstep. Our company representative will visit your residence for loan disbursal once you complete the online application process.
At Rupeek, the security of the pledged gold articles is our highest priority. Our loan manager will leave your home or office with the pledged gold items only after successful loan disbursal. They use a GPS-enabled bag to transport the gold items, and they are stored military-grade vaults to store them. Furthermore, the pledged ornaments are covered by insurance throughout the tenure.
We offer one of the highest per gram rates in this segment that allows you to borrow up to Rs.1.5 crore. Moreover, you can use the gold loan calculator on our website to check this rate and also calculate the amount of gold you need to submit to avail your desired amount.
We have curated a loan transfer facility that allows you to save up to Rs.12,377 per lakh on loan repayment. The process here is straightforward; you can share your current pledge card to receive a personalised savings report.
After that, you can submit the KYC documents to process your request and repay the outstanding interest to your existing lender to complete the loan transfer.
With our gold overdraft facility, Rupeek Quick, we aim to enhance our customer experience even further. This credit line facility will help you to access funds as per your convenience. Additionally, you will only have to pay interest on the amount that you have withdrawn, allowing you to save substantially.
Furthermore, our presence in prominent localities of Thiruvallur allows us to provide you with swift services.
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You can avail our personal loan services in the following localities in Thiruvallur –
Personal loan in Thiruvallur offered by Rupeek is a quick and affordable solution to manage any financial requirement. Also, our swift services will ensure that you can fulfil your needs without delays.
The rate of interest on gold-backed personal loans starts from 0.49% per month. It varies based on the scheme you choose. Visit our website to know more.
No, only gold ornaments are accepted for a gold-backed personal loan. Moreover, this jewellery must be 18 carats or above.
No, there is no lock-in period with a personal loan against gold offered by us. Also, Rupeek does not levy any charge on prepayment of a loan.
You can select any repayment process per your convenience, be it monthly EMIs, single bullet payment, or payment of the repayable amount any time during the loan period.
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