Service Update- (Covid-19)
In accordance with the respective state government’s directive, we’ve resumed operations in all the cities. However, a few services will remain affected while others will continue as usual. To read about the services or moratorium updates, Click here covid19 FAQ page
Vijayawada is the second-largest city in Andhra Pradesh and one of the rapidly growing urban areas in India. Places like Prakasam Barrage, Bhavani Island, Victoria Jubilee Museum, Kondapalli Fort, and Kanaka Durga Temple are some of the notable landmarks of Vijayawada.
Numerous sectors, including construction, education, entertainment, food processing, transport, and hospitality, contribute to the city’s booming economy. This has also escalated the cost of living people in Vijayawada, leaving limited room for large-scale expenses, like the cost of higher education, wedding, and the likes. To ease the load on one’s finances, individuals can utilise a personal loan in Vijayawada, and meet all sorts of expenses efficiently.
Both salaried and self-employed individuals can apply for a personal loan in Vijayawada. However, banks and NBFCs check several parameters while sanctioning a personal loan. The basic factors include an individual’s age, income level, place of residence. More importantly, financial institutions check:
Along with identity proof and address proof,
The strict eligibility criteria and lengthy documentation of traditional personal loans in Vijayawada can prove inefficient during emergencies. Individuals can consider a gold loan to avoid these and other inconveniences of an unsecured personal financing option.
As gold loans are secured financing options, they do not entail lengthy documentation. Moreover, borrowers not willing to service a loan for an extended tenure can opt for a gold loan, since they come with repayment periods of 4 – 6 months.
Borrowers who avail a gold-backed personal loan in Vijayawada can enjoy the benefits of both a personal loan and a gold loan. The latter does not have any end-use restriction either, and the loan amount can be higher than that of a personal loan.
However, individuals looking for an easy personal loan in Vijayawada must consider additional features to optimise their benefits. If you have landed on this page while searching for “personal loan lenders near me”, take a look at the industry-first benefits that set us apart.
Borrowers can avail the following benefits with Rupeek –
Alongside these benefits, people in Vijayawada can also enjoy instant financing with our overdraft facility against gold.
Applying for a loan during emergencies is never desirable. By availing our overdraft facility, Rupeek Quick, borrowers can access funds anytime from anywhere. One can take out this credit line by simply pledging their gold.
Our overdraft facility also enables borrowers to maximise savings as they only need to pay interest on the utilised sum instead of the total sanctioned limit.
To ensure every individual gets access to quick personal financing in Vijayawada, we have stretched our financial services at a great many numbers of localities as well.
Prospective borrowers can avail our financial services in the following locations in Vijayawada.
With our financial services at Rupeek, borrower’s search for an online personal loan comes to an end. For further information, call us on 0866-6480818 or fill out the form available at our contact page to get a clarification regarding any query on gold-backed personal loan in Vijayawada.
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If you are an existing customer of Rupeek and want to re-pledge your valuables, you can contact our customer support team. They will guide you through complete the entire process.
Applicants first need to request a loan by downloading the app, by visiting the official website, or by calling us. Subsequently, you can complete the KYC verification and gold appraisal process at your home with our loan manager. After that, borrowers can get the loan amount disbursed instantly to their account.
The basic KYC documents that you need to submit are driver’s license, Aadhaar Card, PAN Card or passport. Also, borrowers need to provide a utility bill or lease agreement along with the other documents.
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