How to get an online gold loan in India?

The process of online gold loan application at Rupeek is as simple as it can get. Here is how to go about it:

• Visit Rupeek website or App from playstore and enter basic information about the gold you wish to pledge. Rupeek is one among a host of other institutions that offer online gold loans. Our loans are in partnership with Federal Bank, ICICI Bank, and Karur Vysya Bank, offered at low-interest rates with instant loan disbursal guaranteed.
• Application just takes few minutes with the easy and simple Rupeek online application process
• The next step is valuation for the gold pledged. You can use a gold loan calculator online for an estimation as well. At Rupeek, gold valuation is done from the comfort of your home, which you can schedule as per your convenience. Rupeek offers pre-approved gold loans and the gold is only valued to get the exact loan amount.
• Along with the confirmation form, the representative will also assist you with the KYC process. This usually requires routine details and a physical copy of your identity and address proofs. At this point, you can also choose your preferred repayment process.
• Once all formalities have been completed, the lender will sanction the loan and have the money credited directly to your bank account. Usually, it only takes a few hours for the gold loan online payment to be released. With Rupeek, the loan is disbursed instantly.
• After the funds have been credited to your account, you are free to use the money as you please. All you need to keep in mind is that you make the repayments on time.

If you opt for Rupeek’s online gold loans, you will be assured fast and personalised service, lowest interest rates available in the market and zero processing fee. Our efficient gold loan quick payment and repayment options make the entire process a cake-walk for consumers

Our industry-first benefits can beat even the best business loan

• Minimal Documentation: People only need to complete KYC verification to get our gold loan. Some of the documents required for gold loans include PAN Card, Aadhaar Card and others.
• Safety Assured: Your gold is safe with us owing to our advanced safety protocols. After the collection of your pledged loan, our loan manager carries that in a GPS-traceable bag and deposits the gold at the nearest bank’s vault and follows the same procedure after the loan tenure ends.
• Highest Per Gram Rate: We offer the highest per gram rate of gold. It means borrowers can get most of the equity of their gold, availing our loan. With an LTV of up to 75%, borrowers can take out loans up to Rs.1.5 crore. We also have a gold loan calculator that allows prospective borrowers to measure gold quantity they need to pledge to acquire the funds.
• Instant Approval: Borrowers can avail funds within 45 – 60 minutes with us. This allows businesspersons to attend to any financial emergency efficiently.
• Flexible Repayment: Rupeek allows borrowers to choose a repayment option that suits the best of their financial capacities. For instance, unlike a business loan in India, they do not need to pay regular EMIs. They can either repay the outstanding loan amount whenever they have a surplus at hand, or they can repay the entire amount at one go through a single bullet payment. Moreover, we also extend an overdraft facility that allows borrowers to avail instant funds as and when they require from Rupeek.