There is no complicated process of applying, even my mom can do it with no help. You answer a few questions, and you get whatever the gold worth is.

Simla Rani

Rupeek was our savior as they helped us with a loan that not only funded all our property expenses, but the process was super simple. 

Abhishome Banerjee

My request was authorized on the first try, which saved me a lot of time, and their home service assisted me in making a risk-free transfer of gold from my house to the bank.

Ayesha Lasrado

Our representative will call within 5 minutes and help you

We visit your home or office at your convenience

Verify Pledge Card & confirm loan amount with our Sales Manager

Our Loan Manager visits your home & travels to your existing branch with you to release  your gold & process your transfer.

Loan amount transferred to your account before the Loan Manager leaves. Gold stored at partner bank near you.

 Your gold is safely insured throughout the process by India’s largest public sector general insurance company.

*8.88% Annual percentage rate ( APR ). Available in only certain schemes. Only in certain Geographies and with certain lenders (Not available with ICICI). T&C Apply.

 # Highest loan value per gram is available in Regular Rebate Max Value+ and only in certain geographies and with certain lenders (Not available in ICICI)T&C Apply.

^The interest rate mentioned is a floating interest rate and subject to change basis repo rate changes made by the Reserve Bank of India

^ Indicative time measured for a loan of Rs 50,000 carried under controlled conditions.

Our lending partners include top banks & NBFCs such as Federal Bank, ICICI Bank, South Indian Bank, Rupeek Capital, Indian Bank, NDX P2P Pvt. Ltd. (LiquiLoans).

Representative Example: If the loan amount is ₹100,000 and a customer from Mumbai selects Rupeek Rebate High Value scheme with interest rate 8.88% per annum; & if the customer pays only the interest every 30 days for the next 180 days, then the overall calculated interest payable would be ₹4440 only. A processing fee may be charged & would be 0.29% (Inclusive GST) of the loan amount & the amount of this fee would be ₹290. So, Total cost of the loan would be (Principal + Interest + Processing Fee): ₹1,04,730. The customers get the convenience to pay the principal balance anytime within 180 days tenure.

Product details: Gold Loan amount ranges from ₹ 20,000 to as per requirement/eligibility; Loan duration: 180 days to 365 days; Annual Gold Loan Interest rates (APR, Min to Max) : 8.88% - 24.00%; Processing Fee (Min to Max) : 0%-1%; Foreclosure Fee- Nil

Minimum period of repayment is 61 days and Maximum period of repayment is six months. Effective monthly interest rate post rebate in Regular Rebate Max Value Scheme with Loan Tenure of 6 months

Contact Information (Registered Office): Rupeek Fintech Pvt. Ltd., Plot No. 45B, 1st A Main Road, Ground Floor, Wing B, Shubham Complex, Sarakki Industrial Layout, JP Nagar, Bangalore - 560078; CIN : U72100KA2015PTC081797; Phone Number: 080 41278667

Associated Fees and Charges :There is no associated fees for Rupeek Super Saver Scheme. There are zero processing fees and there are no hidden charges in Rupeek Super Save Scheme.

We don't offer personal loans which require repayment in full in 60 days or less from the date the loan is issued. Subject to the necessary KYC and verification. T&C apply

 Privacy Policy Link : https://rupeek.com/about/faq/subtopics-indetail?q1=Terms%20and%20Policies&q2=Privacy%20Policy