Jalandhar is located in the north-western part of Punjab. It is the fourth largest city in the state, and widely known for its leather industries. The city has several thriving sports goods manufacturers, making it a significant trade hub.
This resulted in the growth of a number of small and medium businesses. Even the more established ones are looking to grow in an export-centric economy. In a quest for expanding business operations, the residents are looking for an Aadhaar card loan in Jalandhar. One can avail it by using Aadhaar card as an identity proof.
Before you plan to click on loan on Aadhaar card, apply online option, here are a couple of things that the lender will need to verify from you:
Besides these, individual lenders will have their own set of protocols and verification procedures, which need to be met to avail a loan against Aadhaar card. ID proof, ITR documents are all common requisites for Aadhaar loan disbursal.
This process can be cumbersome and can have deterrent effects on interested applicants who are need funds urgently for medical bills, business purposes, or even house rent.
If you are tired with the complications of a personal loan in Pune, consider going for a gold loan when you look up ‘Aadhaar card loan lenders near me’.
Gold loan is a secured option and can be quickly disbursed. Minimal paperwork makes the gold loan a quick solution to imminent and unforeseen high-value expenditures.
Moreover, interest rates of gold loans are relatively lower and help avoid high interest charges, unlike a collateral-free Aadhaar card pe loan or pan card loan.
In case you are already searching for a reliable gold loan solution, here is a comprehensive guide on what makes Rupeek an ideal alternative.
Key benefits of choosing Rupeek as your gold loan facilitator are:
Rupeek provides gold loans at nominal monthly interest rates, which go as low as 0.79% per month, depending on your repayment scheme and tenure.
Gold loan at Rupeek is ideally beneficial for loan applicants due to the high LTV (loan-to-value) ratio, which goes up to 80%. It is a ratio of the amount you will be approved against the valuation of gold you pledge.
While applying for a gold loan online, all you need to do is register yourself with your mobile number and input your other requisites to avail the loan. Our executive will get in touch with you shortly for further processing.
Rupeek transports gold valuables in a GPS tracker-enabled bag from your location to the agreed bank vault. You can track the package whenever you want in the interim. Additionally, Rupeek also provides you with insurance coverage to help cover any unexpected loss of gold valuables in transit.
One major aspect that makes gold loans from Rupeek beneficial for all is the array of repayment options you can have. A borrower can either opt for EMIs as per his/her expenses or pay the entirety in one bullet payment.
Our doorstep services ensure you can avail a loan from the comfort of your home. Get funds up to Rs. 1.5 crores easily with KYC verification and appraisal of gold done at your residence or office.
Rupeek Quick is a gold overdraft facility, which can help you avail a credit limit by collateralising additional gold. It is an ideal solution for people looking to meet sudden medical or business needs, without the burden of paying interests on the unused amount.
All you need to pay is the amount you have withdrawn from the extended credit line, and interest will be calculated only for the period you have utilised the balance.
A complete list of locations where residents of Jalandhar can avail Rupeek gold loans is provided below.
Steer clear of the inconveniences of an unsecured Aadhaar card loan in Jalandhar and get a gold loan from Rupeek. Register with your mobile number and avail funds instantly in few simple steps.
It depends on the financial institution you are choosing to avail the loan from. However, since Aadhaar card loan is almost similar to a personal loan, the rates differ nominally but depend more on a person’s eligibility.
Many institutions have a mandate of providing the PAN card to avail a loan. In such a case, you need to provide your PAN card compulsorily.
An Aadhaar card loan against gold can help improve your CIBIL score. Adhere to the repayment schedule or even prepay loan to that end.
One must at least be of 21 years of age to avail an Aadhaar card loan in Jalandhar.
Rupeek currently accepts only gold ornaments of 18 carats – 22 carats as a pledged asset. None of our partners currently accept gold bars or other gold accessories for gold loans or gold overdraft.
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