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Regn No. N-02.00290
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Why Rupeek ?

Non jumping rate of interest
Save up to ₹12,377/lakh on interest
Free 100% insurance cover
30 min guaranteed

Gold Loans at Home

1
Call
Call us to give your details
2
Gold Valuation
Get best value of gold by certified professionals
3
Instant Money Transfer
Quick KYC. Get money in your bank account
4
Military Grade Storage
Gold taken to vault with 7 layers of security
5
Flexible Repayment
Pay interest only once every 6 months
6
Easy Release
Get safe doorstep delivery of gold
APPLY NOW

Rupeek in Media

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Exceeding expectations, 64,200+ happy customers!

Mr. Satheesh N

Retail shop owner

Saved ₹40,000 with Rupeek I was paying double the interest with my earlier Gold loan company. I shifted to Rupeek and saved more than Rs 40,000 due to Rupeek's non-jumping interest rate. Thank you Rupeek.

Mr. Manjunath

Taxi fleet owner

Lowest interest rate with Rupeek I was paying more than 25% interest with my previous Gold loan company. Rupeek's schemes offered lowest interest rates at highest per gram rates. I have shifted all loans to Rupeek now.

Mr. Lokesh N

Construction Contractor

Tenure loans helped me I was in financial trouble when Rupeek offered me a 6 month loan with option to pay interest at the end of 6 months. I now have two projects running in good health thanks to Rupeek.

Mrs. Nair

Private Sector Employee

Flexible repayment options Rupeek's 6 month scheme offered the flexibility to pay interest every six months and helped me pay for my daughter's school fees for six months till I moved to my new job. Thank you Rupeek.

Ms. Bhagyalakshmi

Housewife

Interest rates remain fixed One of my friends told me about Rupeek’s non jumping rate schemes I shifted the loan with an easy process. I am very happy with the savings and the overall experience.

Mr. Srinivas N

Caterer

Simple & transparent policies I like Rupeek's transparent policies unlike other Gold loan companies which have a lot of hidden charges. Rupeek's staff explained the details well and helped me choose the right scheme.

Mr. Rajiv Jain

Business Man

Convenient loans at home Initially I was a little worried about where my gold will be stored, but with Rupeek’s app, I had no reason to worry. I got instant messages and knew where my gold was at all times.

Ms. Uma

Shop Owner

Convenient doorstep loan Releasing my gold was never easier. Rupeek’s people came to my home and closed all formalities. This was my best experience till date. I will definitely use Rupeek again.

Mr. Karunesh L

Shop Owner

Rupeek's service is amazing Rupeek's relationship managers helped me choose the right scheme. Their Gold evaluators were very professional. I have recommended Rupeek to many of my friends and relatives.

Shabeer B

Businessman

Rupeek has fixed interest rates As a frequent borrower, I found the constant interest rate very attractive. I don’t have to worry about increasing interest rates anymore.

Gangadhar

Businessman

I rely on Rupeek’s customer service Great customer service! Rupeek’s gold loan provided access to immediate help during the most urgent time.

Haligamath G

Government employee

I am very happy with Rupeek I borrow for longer periods and end up paying higher interest. When I heard about Rupeek I immediately transferred all my loans to Rupeek.

No Compound Interest Schemes

Starting at 0.89%
Free Insurance for all Jewellery

Please select the schemes

above 5 lakhs

Rupeek Regular E-Pay

0.89% starting interest rate (per month) Please read scheme details below carefully *

Suitable for salaried class and established businessmen who would like to earn discounts from timely repayment of monthly interest.

APPLY

  • No Compound Interest
  • 6 months loan period
  • Highest Value Per Gram. Guaranteed.

Available on Loan value above 5 Lakhs

* Base scheme: Rupeek KGL 19.76. Cashback will be given on monthly repayment. 0.89% / 1.42% / 1.65% if full interest due is paid within 30 days / 90 days / 180 days.


Rupeek KGL 16.53

1.38% fixed interest rate (per month)

Suitable for the Business Community, Traders, Shop Owners, Property Dealers etc with varying income inflow

APPLY

  • No Compound Interest
  • 6 months loan period
  • Highest Value Per Gram. Guaranteed.

Available on Loan value above 5 Lakhs

no tension scheme

Rupeek Regular E-Pay

1.33% starting interest rate (per month) Please read scheme details below carefully *

Suitable for salaried class and established businessmen who would like to earn discounts from timely repayment of monthly interest.

APPLY

  • No Compound Interest
  • 6 months loan period
  • Highest Value Per Gram. Guaranteed.

* Base scheme: Rupeek KGL 19.76. Cashback will be given on monthly repayment. 1.33% / 1.65% if full interest due is paid within 30/90 days.


Rupeek KGL 19.76

1.58% fixed interest rate (per month)

Suitable for the Business Community, Traders, Shop Owners, Property Dealers etc with varying income inflow

APPLY

  • No Compound Interest
  • 6 months loan period
  • Highest Value Per Gram. Guaranteed.

Cashback will be given on Rupeek KGL 19.76 scheme to achieve effective interest rate

no tension scheme

KVB Rupeek Gold Loan - 12M

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1.50% Interest per month
  • 12 Months loan period
  • Simple Interest
  • 75% Loan to Value (LTV)
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Normal Release (Guaranteed 24-hour doorstep release*)

KVB Rupeek Gold Loan - 6M

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1.65% Interest per month
  • 6 Months loan period
  • Simple Interest
  • 70% Loan to Value (LTV)
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Normal Release (Guaranteed 24-hour doorstep release*)

Rupeek Vyapaar

For loan amount less than 5 lakhs

1.65% Interest per month
  • 6 Months loan period
  • Simple Interest
  • 75% Loan to Value (LTV)
APPLY

Quick Release available (Guaranteed 3-hour doorstep release)

Rupeek Smart

For loan amount greater than 5 lakhs

1.38% Interest per month
  • 6 Months loan period
  • Simple Interest
  • 75% Loan to Value (LTV)
APPLY

Quick Release available (Guaranteed 3-hour doorstep release)

Rupeek KGL 19.76

For loan amount less than 5 lakhs

1.65% Interest per month
  • 6 Months loan period
  • Simple Interest
  • 75% Loan to Value (LTV)
APPLY

Normal Release (Guaranteed 24-hour doorstep release*)

Rupeek KGL 16.53

For loan amount greater than 5 lakhs

1.38% Interest per month
  • 6 Months loan period
  • Simple Interest
  • 75% Loan to Value (LTV)
APPLY

Normal Release (Guaranteed 24-hour doorstep release*)

Rupeek 1

Ideal if you wish to borrow for more than 3 months

1.50% Interest per month
  • 6 Months loan period
  • Monthly Compounding
  • 73% Loan to Value (LTV)
APPLY

Normal Release (Guaranteed 24-hour doorstep release*)

Rupeek 2

Ideal if you wish to borrow for more than 3 months

1.83% Interest per month
  • 6 Months loan period
  • Monthly Compounding
  • 75% Loan to Value (LTV)
APPLY

Normal Release (Guaranteed 24-hour doorstep release*)

Rupeek 3

Ideal if you wish to borrow for more than 3 months

1.58% Interest per month
  • 6 Months loan period
  • Monthly Compounding
  • 75% Loan to Value (LTV)
APPLY

Normal Release (Guaranteed 24-hour doorstep release*)

*On a working day.

View ALL schemes

Lending Partners

Rupeek Partner - federal bank
Rupeek Partner - KVB loan
Rupeek Partner - yogakshemam loan

serving more than 700+ locations

Bangalore Location Bangalore Location
Chennai Location Chennai Location
Hyderabad Location Hyderabad Location

Got Questions?

How much time is required to process a Gold loan with Rupeek?

We understand the urgency of your requirement and typically complete 90% of our loans in less than 60 minutes at the convenience of your home or office. Rupeek provides one of the fastest Gold loan services in Bengaluru. Once you raise a loan request through the Rupeek app, our Relationship managers will call you immediately to get the details about your loan need. After confirming the address, our Gold appraisers will reach your home or office and finish the Gold testing process in about 15 minutes. Once Gold is appraised, we will initiate the loan amount transfer to your account which typically takes another 5 minutes.

How can I transfer my Gold loan from existing Gold loan company?

Transferring your Gold loan from your existing Gold loan company to Rupeek is a very easy process and will help you save thousands on your Gold loan. All you need to do is share your existing Pledge cards with Rupeek relationship managers on the WhatsApp number (080-68186818). Our relationship managers will then take you through the interest amount which you need to pay to your existing lender in order to transfer the loan. Rupeek's Gold loan transfer scheme allows you to transfer your loan without arranging the entire loan closure amount. For more details please reach out to our customer care helpline (080-68186818).

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