Credit Card Loan in Faridabad

A loan on credit card Faridabad is a kind of personal loan that corresponds to the unused credit limit. Even if you require a greater amount, credit card loan limit Faridabad may not be extended.

Now that you know these particulars about a credit card loan in Faridabad, you have a context to discern the advantages that it brings –

• For a credit card takeover loan Faridabad, the application process remains hassle-free given that the lender is in possession of the borrower’s details already.
• The loan repayment can be made by way of monthly instalments. To find out the monthly outgo, one may use a credit card loan calculator.
• Balance transfer facility is provided on such a loan but to ensure that you gain maximum benefit, enquire about the relevant particulars by calling credit card loan customer care number Faridabad.

Even though the application process is relatively hassle-free, a lender would still check the CIBIL score and credit history before loan approval. So, if either of this is not up to the mark, you may not be able to secure credit.

In such a situation, it might be wise to consider a gold loan rather than looking up ‘credit card loan providers near me’.

Gold loans are secured credits where you have to pledge gold articles. Here are some of the major benefits of a gold loan over a personal loan against credit card –

1. A higher loan amount can be availed commensurate to the valuation of pledged gold articles.
2. CIBIL score and credit history are not considered for approval of the loan. Only the authenticity of required documents and pledged articles matter. It ensures that any individual stands a greater chance to be extended this loan as opposed to being considered for other credit options.
3. Disbursal of a gold loan is quite fast. This aspect becomes particularly crucial when there is an emergency.
4. There are multiple repayment options, and borrowers can choose the one that suits their convenience.

These are the general features of a gold loan. However, additional facilities are extended by Rupeek.

The facilities offered under a Rupeek gold loan give primacy to customer convenience and benefit. These are –

• Once your online application is processed, you can avail instant online gold loan at your doorstep. Our loan manager will visit you, and with successful verification, the loan amount would be disbursed in your account instantly. The entire process takes up 45 – 60 minutes.
• Not only do we offer the highest per-gram rates, but the rate of interest is also kept as low as 0.49% every month. Thus, individuals can use this loan to pay credit card outstanding
• You can use our gold loan calculator to determine the loan amount you can get against your gold articles. Alternatively, you can also find out the gold quantity to be pledged to avail a specific loan sum.
• Customers enjoy flexibility in repayment. You choose the scheme according to your convenience. You get to repay the loan as you wish within the tenure or pay monthly instalment every month.

We also extend an overdraft facility against gold. Also known as Rupeek Quick, it allows individuals to get an extended line of credit from which they can withdraw funds anytime they want. What’s more, the interest payment is done against the withdrawn amount only and not on the total; principal.

• Ballabgarh
• Jawahar Colony
• Greater Faridabad
• Faridabad New Industrial Town
• Faridabad Sector 3
• Faridabad Sector 7
• Faridabad Sector 8
• Faridabad Sector 9
• Faridabad Sector 15
• Faridabad Sector 16
• Faridabad Sector 29
• Faridabad Sector 48

While a credit card loan in Faridabad can provide you with easy access to fund, its criteria and high interest rates can be disadvantageous. In such a situation, opt for a Rupeek gold loan. You will have the desired loan amount credited to your bank account within an hour!