A convenient means of funding, doorstep loans are exactly what the name says. Instead of applicants having to visit a bank or NBFC for credit, the lender comes to an individual’s residence to complete the procedure. It comes with the following characteristics:
Even though a doorstep loan offers several benefits, there are certain things that you must look out for before you apply.
While it is wise to prioritise interest rates and loan amount when choosing from a list of doorstep loan lenders in Chandigarh, there are other things to look out for before deciding.
Additionally, individuals must check the eligibility and documents required before choosing a lender offering optimum benefits.
Loan providers across India make sure applicants satisfy the following eligibility benchmarks to qualify for a doorstep loan in Chandigarh.
Besides meeting these eligibility parameters, individuals also need to submit certain mandatory documents for verification. These include KYC documents, proof of residence, income proof, bank details, and ITR documents. Applicants may also need to provide additional documents, depending on their loan type and lender-specific criteria.
Such hard-and-fast requirements might intimidate many loan-seekers with unsteady cash flow or inadequate documents from approaching lenders for instant personal loans. Additionally, the previously mentioned high rates of interest also make it an unfavourable borrowing option for many.
Why deal with such a hectic procedure when you can get an instant loan without CIBIL?
Yes, a loan against gold can be your ideal bet under these circumstances. In addition to all advantages of doorstep loans, gold-backed funds come with way simpler eligibility at affordable interest rates.
Rupeek further saves you the hassle of comparing several lenders with the best gold loan offers among all your “doorstep loan provider near me” searches. Besides providing instant online gold loan at doorstep within 1-2 hours, we offer various other benefits.
How Is Rupeek Gold Loan A Better Doorstep Financing Option?
Following are some of the striking advantages that make a Rupeek gold loan stand out from other financing options.
Individuals can get access to online gold loans with our easy loan application procedure. All they need to do is visit our website or app and place a loan request with the name, residence, and all fund requirement details. Subsequently, they can complete all formalities with our loan representative from their home.
Our simple eligibility criteria neither involve credit checks of any sort nor demand any income details. This makes it a viable means of doorstep loans for unemployed, whereby individuals can avail funds depending on the value of collaterals.
Applicants can choose from multiple doorstep loan interest schemes, starting from 0.49% per month. They can also avail additional discounts by making early repayments.
Unlike most other secured doorstep loans in Chandigarh, gold-backed funds from Rupeek do not come with any end-use restriction. Individuals have the freedom to utilise acquired loan amount for any personal or commercial requirement.
Besides, you are also eligible for a credit line against gold if you have already selected our financial product.
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Rupeek extends an exclusive overdraft loan facility to existing customers against additional gold items under Rupeek Quick. This facility gives borrowers access to an exclusive credit limit from which they can withdraw funds as per their convenience. It does not involve any additional documentation and is an excellent solution for instant, short-term fund requirements.
Avail our prompt 30-minute loan disbursal services along with these benefits by applying for a gold-backed doorstep loan in Chandigarh.
Find your nearest location from the following list of our operational areas in Chandigarh.
So, what are you waiting for? Visit our website to apply for a doorstep loan today! You can also download the Rupeek app for the latest on doorstep gold loans.
Banks and NBFCs offer doorstep services for almost all types of traditional funding options. However, the most common loan types are unsecured funds like personal loans and credit card loans and secured variants like gold loans. Additionally, individuals can also avail such services against mortgage loans, car loans, etc
Yes, in order to extend a loan by repledging gold jewellery, kindly contact our customer service desk for prompt assistance.
Borrowers can repay a Rupeek gold loan either in loan EMI or any amount at any time during the tenure. They can also make a one-time repayment of the entire sum at the tenure’s end under the latter scheme.
No, our lending partners only accept items of gold jewellery as of now. Any other gold items like coins and bars cannot be collateralised.
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