Bah is a small town in the district of agra, in uttar pradesh. Agra city is situated nearly 20km from the area. The town was established by maharaja mahendra kalyan singh bhadoriya in 1700 He was affectionately known as kalyanbah; hence the word bah. Bah falls under a district of the bah assembly and a parliamentary constituency of fatehpur sikri. Agriculture is the primary source of jobs for people in the locality. There's no lack of water in the town due to its proximity to the yamuna, utangan, and chambal rivers. People living in the region are heavily dependent on gold loans to finance their dreams at bah. Bah is surrounded by localities such as emanpura, vijoli, hingot khera, jarar, chourangahar and others. The famous educational institutions include bhadawar pg college, csc academy, d s junior high school, tagore public school, devi sampad junior high school, and n d jain school.
Gold loan is the most flexible and popular source of funds in the Indian financial market. A gold loan is a secured loan, which means that to obtain quick funds or emergency loans, the borrower has to pledge their asset (in this case, their gold) with the lender to obtain funds in return. A secured loan is also known as a collateral-based loan since the funds can be availed only against the asset of the borrower. Gold loans owe its popularity to its attractive features such as:
Using a gold loan, the borrower can get up to 75% of the market value of the collateral as the loan amount. In some cases, up to 90% can also be disbursed as the loan. Instant gold loans are so true to their name that the funds get transferred to the borrower’s account within one hour from the loan application.
When a borrower needs urgent cash, an online gold loan acts as a blessing. With an online gold loan, you can get up to 75% of the gold's average value as the loan, instantly. Before approving the loan, the lender might ask you to submit a few documents, which the lender uses to determine your eligibility. The first document that you need to submit is an identity proof, like voter ID, PAN Card, Aadhaar Card, Passport, or driving license. The second document you need to submit is an address proof. Except for the PAN and Voter ID, all other documents mentioned above function as the address proof. Many reputed lenders also offer the facility to apply for a gold loan only with the Aadhaar Card. As the Aadhaar card contains all your personal details, like name, date of birth, father's/mother's name, address, and biometric information and iris scan, it functions as both the identity proof as well as the address proof.
There are several options available before the borrowers when they want to make the repayment of their gold loan. The borrower can rely on the website of the lender or their app to complete the repayment process. The payment mode options are the same in both the cases. The borrower can repay the gold loan in Agra via:
The loan amount can be done in any form, such as cash, cheque, DD or via card.
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