Bamunimaidan is a suburban industrial zone and site in guwahati. Bamunimaidan is situated in the eastern part of the district, at a distance of about 4.5 km from guwahati railway station and about 26 km from guwahati airport. The locality houses the industrial estate bamunimaidan, which began in 1958. This industrial estate, spread over 18 acres of land, has many functional units such as nc factories, l.p. automotives, assam carbon ancillary, barua printing, prague electricals, etc. to name only a few. There are also many local businesses working out of this neighbourhood. Such business organizations also rely on gold loans in bamunimaidan to fulfill their financial needs. There is also the assam secondary education board (seba) headquartered in this locality.
As a secured loan, the online gold loan offers unparalleled convenience, like easy eligibility, minimal documentation, high loan amount, long tenure, flexible repayment options, low rates of interest, and instant loan approval. Because of its simple eligibility criteria, virtually any Indian citizen can avail a gold loan. To avail a gold loan online, your age must be above 18. The purity of the gold you want to mortgage should be 18 Karat and above. The third and the last eligibility criterion is that the gold should be in the form of jewellery or ornaments. Generally, Indian lenders do not accept gold bars or coins for approving the gold loan. To calculate the loan amount, the lender evaluates the quality, weight, and purity of the gold and multiplies it with the previous thirty days' average price of gold. The figure that comes out as a result of the gold evaluation is the loan amount a borrower becomes eligible for.
An online gold loan is the most straightforward secured loan you can avail when you require instant cash. The easy eligibility criteria and high loan amount make a gold loan one of the most popular loans in India. Usually, lenders approve up to 75% of the gold's market value; although at times, the upper limit may go up to 90%. The final amount would depend on the previous thirty days' average gold price and the quality and Karat of the gold. To avail an online gold loan, the borrower has to download the lender's app or call the customer helpline. After this, a loan officer would schedule a meeting and visit the borrower's residence or office and value the gold. Generally, the loan amount gets transferred to the borrower's bank account within ten minutes of loan approval. The total time from loan application to loan approval can be anything from half an hour to an hour.
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