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Gold Loan in gurgaon sector 45

Sector 45 is well connected and accessible that lets the inhabitants to connect to the Golf Course Road, MG Road and Sushant Lok Phase I. Its on the yellow line and the HUDA city center is the closest metro station. with a good market opportunities around it is full of shopping malls, night life hospitality among otherr modern infrastructures. it also has a bunch of popular schools like Ryan International School, Delhi Public School, Euro International School. Such scopes make the people living here opt for gold loan in sector 45 to achieve thier financial goals.

What is an online gold loan?

An online gold loan is the most hassle-free form of instant credit. It owes its popularity to the array of flexible features it comes with. It comes with extremely relaxed eligibility criteria, high loan amounts at low-interest rates! Sounds like the perfect package doesn't it? Well, it gets better. There is no set upper limit on your loan amount. This completely depends on the value of your gold. Ideally, lenders approve up to 75% of the market value of the collateral. However, at times it can even go up to 90%! It is noteworthy that this market value does not refer to the prevailing market price. The lender arrives at the gold valuation by taking an average of the gold gram rate from the past 30 days. The borrower can avail the loan right from the comforts of his/her home by downloading the app and placing a loan request using just the Aadhar card as document proof! A lender appointed representative will then visit the borrower's house for gold valuation and post which the loan amount will be transferred within 10 minutes. The entire process end-end takes only about an hour!

Benefits of an online gold loan

When you require emergency funds or urgent loans, a gold loan is one of the most flexible and hassle-free loans that you can acquire. A few of the benefits that are exclusive to gold loans are listed below:

  1. Low loan interest rates - the interest rates are less because of the security of the collateral.
  2. Minimal documents – the only documents that the borrower is expected to submit are the address proof and identity proof
  3. High-value loan – up to 75% of the market value of the gold can be obtained as the loan and in some cases, up to 90%.
  4. No upper limit – the amount that you can obtain is determined by the value of the pledged gold.
  5. No requirement of income proof – the borrower can be unemployed or have an irregular income and still get a gold loan.
  6. No requirement of credit history – the borrower can have a poor credit score or CIBIL score and still be eligible for the loan.
  7. Flexibility – a secured loan is more flexible than other sources of income. The borrower has a variety of repayment schemes to choose from.
  8. Speed – the whole transaction, from the loan application to the disbursement of the funds takes place within an hour.

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Frequently asked questions

How do I close my loan on gold and release my jewels?

There are several ways to close your gold loan in Gurgaon and get your collateral released. The lenders give the borrowers an option to close their loan account online. The entire loan closure summary along with the complete details associated with it – such as accrued interest, rebate amount (if applicable), and the closure amount for the gold loan in Gurgaon will be displayed online. The loan manager will hand over the collateral asset once the loan account is closed by the borrower. Just as the other procedures associated with an online gold loan, the closure of the loan is also a hassle-free process.

How is KYC done at home for online gold loan?

The loan manager will ask for your KYC gold loan documents and will take photos of these to upload onto our system for verification from our approval team. This step of the gold loan process usually takes place within minutes and your KYC is completed! The KYC documents are used to prove your identity and your address. Any of your documents, such as your Aadhaar card, PAN card, passport, voter ID, or passport can act as your identity proof. With the exception of voter ID and PAN card, any among the rest of the documents can act as your address proof. 
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