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0.79%*
monthly Interest (9.69% P.A)*

Gold Loan in gurunanak nagar

Gurunanak nagar is an important part of the solapur north sindhi colony. It falls under the jurisdiction of the solapur city central assembly and parliamentary district of solapur. The inner ring road and hotgi road link with other areas of solapur city to this locality. The surroundings of gurunanak nagar include indira nagar, budh vihar, shastri nagar and antrolikar nagar. Solapur and tikekarwadi are the closest railway stations. The renowned educational institutions near the town are the architecture college of shri siddeshwar shikshan mandal, spm polytechnic college, bachpan english school, and little flower high school. Since the town is close to different job centres, such as midc industrial park, people also choose to live here. They apply for instant low interest loans to invest in a property at gurunanak nagar. *note - information on agra university in gurunank nagar was not present. But i found it out*

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Documents required for an online gold loan

When a borrower needs urgent cash, an online gold loan acts as a blessing. With an online gold loan, you can get up to 75% of the gold's average value as the loan, instantly. Before approving the loan, the lender might ask you to submit a few documents, which the lender uses to determine your eligibility. The first document that you need to submit is an identity proof, like voter ID, PAN Card, Aadhaar Card, Passport, or driving license. The second document you need to submit is an address proof. Except for the PAN and Voter ID, all other documents mentioned above function as the address proof. Many reputed lenders also offer the facility to apply for a gold loan only with the Aadhaar Card. As the Aadhaar card contains all your personal details, like name, date of birth, father's/mother's name, address, and biometric information and iris scan, it functions as both the identity proof as well as the address proof.

Eligibility criteria for an online gold loan

Since a gold loan is a secured loan, it offers many benefits that the other sources of funds do not offer. Some of the benefits offered by a gold loan include:

  1. Low rate of interest
  2. Minimal documentation
  3. High loan amount
  4. Flexibility in repayment options
  5. Instant loan approval, etc.

The requirement for eligibility for a gold loan isn’t much. To avail a gold loan, the borrower has to fulfill the below-mentioned criteria:

  1. The borrower shouldn’t be a minor
  2. The mortgage loan should be of 18 karat or above
  3. The gold should be in the form of ornaments or jewelry.

The loan amount is then calculated by the lender by multiplying the quality, purity, and weight of the gold. The lender then multiplies it with the average price of gold for the past thirty days. The resultant amount id the loan amount that the borrower can borrow.

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Frequently asked questions

Can I get immediate cash with gold loan?

Yes, you can get immediate cash with a gold loan in Solapur with the help of Rupeek. One of the most attractive features of all online gold loans in Solapur, including Rupeek is that the gold loans can be obtained instantly. Within minutes from the approval of your loan, the loan amount will get disbursed into your account. If you are looking for immediate funds or emergency loans, then applying for a gold loan in Solapur is your best bet. The security associated with a collateral-based loan such as a gold loan allows the lender to provide the borrowers with many benefits. The whole process when acquiring an online gold loan in Solapur, from the loan application to the disbursal of the amount, does not take more than an hour. 

Are there any charges levied for late payment of interest?

Lenders usually do tend to charge a penalty fee in case of default of payment or arrears. This charge is usually carried over to the next monthly payment. In case of default of payments or arrears of the next payment as well, the lender is left with no other choice but to hand over the issue to the respective loan managers. Stringent action will be taken against the borrower to ensure that the repayments are done on time. In order to avoid any such circumstances in the future, the borrower has to take care not to miss out on payments or delay the payments. As a borrower your number one priority has to be prompt repayment of loans.

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