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Gold Loan in kadugodi

In Bangalore's Whitefield, Kadugadi is a pleasant neighbourhood. This locality is connected with the history of the Chola period. Belatur Colony, Sadaramanagala Krishnarajapura, and Sai Colony Krishnarajapura are in the surrounding of this locality. People from the different era have lived here, but its real development as a residential area began in 2000. In southern India, it is one of the oldest planned locality. In Kadugadi, the Whitefield Metro Station has been situated. In order to purchase a new property, or grow their real-estate industry, people take a gold loan in Kadugadi. Grama Devata Temple of Maramma, Ganga Parameshwari, Eashwara Temple, Anjaneya Temple, and Kashi Vishwanatha Temple are the most renowned temples in the area. Hajee Sir Ismailsait Mosque is the oldest one in the locality.

Documents required for an online gold loan

If you are looking to source immediate funds at short notice, online gold loans are your go-to avenue! The eligibility criteria are relaxed, it requires only minimal documentation, you are eligible for a higher loan amount (though the upper cap is contingent on the value of your gold), you can choose from a range of flexible repayment options, the benefits are endless! The documentation requirement can be split into two parts:

1) Identity Proof- Documents that serve as identity proof include but are not limited to:

* Voter's ID

*PAN Card

*Aadhaar Card

*Passport

*Driving License

2) Address Proof- Documents that serve as identity proof include but are not limited to: 

*Aadhar Card

*Passport

*Driving License

When it comes to gold loans, most lenders allow the borrower the latitude to avail a loan using just the king of all documents- The Aadhaar Card. Since it contains almost all the necessary information including Name, DOB, Name of parents/spouse, Address, Biometric information, and Iris Pattern Scan it acts as an all-rounder when it comes to documentation!

Benefits of an online gold loan

An online gold loan offers unparalleled benefits. To avail a gold loan, you need to register yourself as a borrower and mortgage your gold ornaments. The best feature of an online gold loan is that the entire process of the loan application and approval takes place online. Hence, the location of the borrower does not matter. Usually, the lender sends a loan officer to the borrower within half an hour of getting the loan request, who verifies the gold, and gives a quote. On successful verification and subsequent approval, the lender then sends the amount directly to the bank account of the borrower. With an online gold loan, a borrower can get up to 75% of the gold's average market value. As it is a secured loan, the rate of interest is lower than many other types of instant loans. Additionally, a borrower can apply for a gold loan only with the Aadhaar Card.

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Frequently asked questions

Why should I take a gold loan with Rupeek?

Rupeek strives to provide solutions to all your gold loan problems, which is why we provide doorstep services to all our customers. We offer unique and instant gold loan solutions with the best rates in the market. Our interest rates are as low as 0.89%, and we offer flexible repayment schemes as well to make gold loans affordable and convenient for all. We also offer 100% insurance cover for your ornaments. Unlike other sources of funds such as an unsecured loan, Rupeek requires minimum documentation. Rupeek doesn’t require its lenders to have a fixed income or a perfect credit score. This means that even if you are unemployed, do not have a stable source of income or if you have a poor credit history, the option to get urgent loans with a gold loan is still available to you.

What are the different gold schemes available at Rupeek?

Rupeek is one of the best online gold loan platforms that makes sure that it provides its borrowers with flexible repayment options so that they do not have to land themselves in trouble over repayment of the loan. Rupeek offers its borrowers with a range of schemes from which the borrower is free to pick that is best suited for them. Rupeek takes into consideration the convenience of the borrower to evade any problems in the future. Three different schemes under each amount are available when opting for a gold loan under Rupeek. It is listed in the table below.

Amount

Interest rate

Less than 2 lakh

The interest rate is at 1.29% at the lowest and 1.69% at the highest.

Between 2 lakh and 5 lakh

The interest rate can range between 0.99% and 1.59%

Between 5 lakh and 20 lakh

The interest rate can be as low as 0.89% and as high as 1.39%

Above 20 lakh

The interest rate falls between 0.89% and 1.39%.

Under each loan amount, Rupeek offers you a range of choices to pick from. They are classified into three:

  1. High-value loan (which has the lowest interest rate)
  2. Max value loan
  3. No tension max value loan (which has the highest interest rate)

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