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Kanyakumari
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Kanyakumari
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0.79%*
monthly Interest (9.69% P.A)*

Gold Loan in Kanyakumari

The coastal town of Kanyakumari in Tamilnadu is the country’s southernmost tip. It serves as a major tourist attraction in India where millions of pilgrims and travellers visit, throughout the year. Besides the fascinating confluence of the Bay of Bengal, the Arabian Sea and the Indian Ocean, the town is highly visited for places like the Vivekananda Rock Memorial and the 7000 tons and 133-feet tall Thiruvalluvar Statue. According to history, the town had been ruled by the Venad Kingdom, the Pandyas, the Cheras, the Cholas, the Ays and the Nayaks. Some of the other celebrated tourist sites are the Gandhi Memorial Mandapam, Bhagavathy Amman Temple, Tsunami Memorial Park and Kamarajar Mani Mantapa Monument. The town is majorly constituted by the Hindus, who are then followed by the Christians and the Muslims. Availing gold loans in Kanyakumari is the popular choice among local businesses and people.
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We offer the highest per gram rate on our gold loans.

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Today’s max loan value/gm ()
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Gold Loans at the privacy of your home

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What is an online gold loan?

An online gold loan is the most straightforward secured loan you can avail when you require instant cash. The easy eligibility criteria and high loan amount make a gold loan one of the most popular loans in India. Usually, lenders approve up to 75% of the gold's market value; although at times, the upper limit may go up to 90%. The final amount would depend on the previous thirty days' average gold price and the quality and Karat of the gold. To avail an online gold loan, the borrower has to download the lender's app or call the customer helpline. After this, a loan officer would schedule a meeting and visit the borrower's residence or office and value the gold. Generally, the loan amount gets transferred to the borrower's bank account within ten minutes of loan approval. The total time from loan application to loan approval can be anything from half an hour to an hour.

Documents required for an online gold loan

If you are looking to source immediate funds at short notice, online gold loans are your go-to avenue! The eligibility criteria are relaxed, it requires only minimal documentation, you are eligible for a higher loan amount (though the upper cap is contingent on the value of your gold), you can choose from a range of flexible repayment options, the benefits are endless! The documentation requirement can be split into two parts:

1) Identity Proof- Documents that serve as identity proof include but are not limited to:

* Voter's ID

*PAN Card

*Aadhaar Card

*Passport

*Driving License

2) Address Proof- Documents that serve as identity proof include but are not limited to: 

*Aadhar Card

*Passport

*Driving License

When it comes to gold loans, most lenders allow the borrower the latitude to avail a loan using just the king of all documents- The Aadhaar Card. Since it contains almost all the necessary information including Name, DOB, Name of parents/spouse, Address, Biometric information, and Iris Pattern Scan it acts as an all-rounder when it comes to documentation!

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Frequently asked questions

Can I avail EMI facility on gold loan?

Yes, you can avail EMI facility on gold loan in cityname. Equated Monthly Installment is the amount that you pay every month to your lender for the loan you have received against your gold. EMI includes both the principal amount and the compound interest. Most of the time while applying for a gold loan online you can use the online gold loan calculator and check the EMI applicable for your loan amount. EMIs are one of the best methods of repayment of the loan. The consistency, as well as the fixed amount in an EMI, makes sure that the borrower doesn’t have to dip into their savings during the course of their gold loan in cityname.

What is KYC? Why is it necessary to avail gold loan?

KYC, abbreviated as Know Your Customer is a customer background check process carried out by the lender while initiating a gold loan request. The lenders need some mandatory documentation to disburse a gold loan amount for the borrower in case of any fraudulence or arrear in payment. Most of the lenders for quite a while were accepting driving license, voters ID, pan card as KYC documents. But due to stricter RBI regulations after reports of people faking these documents, most lenders now require Aadhar card of the customers to avail a gold loan as it has a retina scan, fingerprint and are essentially foolproof.

Is there a possibility of damage to the ornaments at the time of appraising?

Thanks to the affinity we feel towards ancestral jewelry we tend to tag a lot of sentimental value to our gold. This trend is pervasive especially in a country like India where gold is passed on from one generation to another. At Rupeek, we full well understand that your gold ornaments are of utmost value to you. We assure you that at Rupeek we maintain at high standard of safety and that our representatives will take all the necessary care and caution while handling your ornaments. The entire gold appraisal process will happen right in front of your eyes, during which you can witness our safekeeping in real-time!

Can I transfer my loan from my existing lender?

Yes, at Rupeek you can transfer your loan from an existing lender to another. In case you want to process a balance transfer for an existing loan from your current gold loan company to Rupeek, all you will have to do is arrange for the renewal amount and we will help you with the rest. Additionally, when you transfer a loan with Rupeek, we send you a consolidated and personalized report detailing how much more you will save with the loan amount. A loan transfer with us also entails maximum security measures for your gold, and flexible repayment, such as the option to pay interest once in every 6 months Kindly visit our loan transfer page for more details
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