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Sangli
kharsundi
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0.79%*
monthly Interest (9.69% P.A)*

Gold Loan in kharsundi

Kharsundi is a village in Maharashtra, in the sangli district of atpadi taluka. This position is well known to lord siddhanath who is considered to be an incarnation of lord shiva, kharasundi's guardian. Priests and other holy people come here to collect blessings and to pray to the god who is watching them. Also renowned for its large cattle show, this village mostly the khillari bull breeding. Another temple here is very popular by the name of bhoodsindhhnatha, and worshippers and students are calling for an gold loan in kharsundi to learn these temples and the ancient festival that is going on here until today. This three-day festival includes a bullock cart race, various dances, and offerings for prayer.
Today's maximum loan value/gm **
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Eligibility criteria for an online gold loan

As a secured loan, the online gold loan offers unparalleled convenience, like easy eligibility, minimal documentation, high loan amount, long tenure, flexible repayment options, low rates of interest, and instant loan approval. Because of its simple eligibility criteria, virtually any Indian citizen can avail a gold loan. To avail a gold loan online, your age must be above 18. The purity of the gold you want to mortgage should be 18 Karat and above. The third and the last eligibility criterion is that the gold should be in the form of jewellery or ornaments. Generally, Indian lenders do not accept gold bars or coins for approving the gold loan. To calculate the loan amount, the lender evaluates the quality, weight, and purity of the gold and multiplies it with the previous thirty days' average price of gold. The figure that comes out as a result of the gold evaluation is the loan amount a borrower becomes eligible for.

Documents required for an online gold loan

A gold loan is the perfect solution when a borrower is looking for urgent loans or emergency funds. With the help of an instant gold loan online, the borrower can receive the required funds in less than an hour. The borrower is eligible to get up to 75% of the market value of the pledged gold as the loan amount. Unlike many other sources of funds, an online gold loan requires minimum paperwork before giving the loan approval. The required documents are:

  1. Identity proof – any document such as voter ID, PAN Card, Aadhaar Card, Passport, or driving license can act as the identity proof of the borrower.
  2. Address proof – the same documents as mentioned above, except for voter ID and PAN card can act as the address proof of the borrower.

Some lenders also approve the loan against just the Aadhaar Card of the borrower. The Aadhaar card is the most important document for an Indian, which has all the details regarding name, father’s and mother’s name, address, biometric information, iris scan, etc. Therefore, it can function as the identity proof as well as the address proof.

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Frequently asked questions

What purposes can I request a gold loan for?

A gold loan can be requested to meet any of the following requirements:

  1. Home renovation
  2. Sponsor an event
  3. Throw a marriage or any other function
  4. To clear another debt
  5. Medical emergency
  6. Educational purpose
  7. Small business

In short, it can be said that a gold loan in cityname can be taken for any purpose - whether the requirement is planned or unplanned. As long as the borrower doesn’t use the funds for a speculative or illegal purposes, the loan amount can be used for any purpose. Most borrowers take gold loans in cityname to meet the above-mentioned requirements. 

Is there a processing fee while applying for an online gold loan?

Yes, processing fees are likely to occur in the event of getting a loan online. Overhead charges are likey to be levied from you in the form of processing charges. The same way gold valuation, loan amount, loan interest rate vary from lender to lender, the processing fees also change from lender to lender. It is important that before you decide on a lender, you understand the processing fee they charge. A high processing charge can create a considerable increase to your loan charges. Rupeek makes sure that the processing fee it charges is affordable and convenient to its lenders. Rupeek offers one of the lowest processing fees in the market.
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