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Gold Loan in pashan

Pashan is the cleanest area in Pune city, and compared to other regions in Pune, there is very little population here. Pashan is a Pune suburb and is situated off the Mumbai-Bangalore highway, by-passing the city of Pune. As the main entrance to the Mumbai-Pune expressway, Pashan Street fills in. Baner is flanked by Pashan to the north, Sus to the west, Bavdhan to the south, and the University of Pune to the east. Pashan is a suburb of Pune and it is inhabited by numerous legislative and educational foundations.The National Chemical Laboratory (NCL) is an Indian government laboratory located in Pune that publishes more than 400 chemical science research papers and more than 60 patents worldwide each year. The NCL Cricket Ground is on the grounds of the Pashan Grounds National Chemical Laboratory. Residents opt for gold loans in Pashan in order to make ends meet.

Benefits of an online gold loan

An online gold loan offers unparalleled benefits. To avail a gold loan, you need to register yourself as a borrower and mortgage your gold ornaments. The best feature of an online gold loan is that the entire process of the loan application and approval takes place online. Hence, the location of the borrower does not matter. Usually, the lender sends a loan officer to the borrower within half an hour of getting the loan request, who verifies the gold, and gives a quote. On successful verification and subsequent approval, the lender then sends the amount directly to the bank account of the borrower. With an online gold loan, a borrower can get up to 75% of the gold's average market value. As it is a secured loan, the rate of interest is lower than many other types of instant loans. Additionally, a borrower can apply for a gold loan only with the Aadhaar Card.

What is an online gold loan?

An online gold loan is the most hassle-free form of instant credit. It owes its popularity to the array of flexible features it comes with. It comes with extremely relaxed eligibility criteria, high loan amounts at low-interest rates! Sounds like the perfect package doesn't it? Well, it gets better. There is no set upper limit on your loan amount. This completely depends on the value of your gold. Ideally, lenders approve up to 75% of the market value of the collateral. However, at times it can even go up to 90%! It is noteworthy that this market value does not refer to the prevailing market price. The lender arrives at the gold valuation by taking an average of the gold gram rate from the past 30 days. The borrower can avail the loan right from the comforts of his/her home by downloading the app and placing a loan request using just the Aadhar card as document proof! A lender appointed representative will then visit the borrower's house for gold valuation and post which the loan amount will be transferred within 10 minutes. The entire process end-end takes only about an hour!

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Frequently asked questions

Can I increase my loan amount after taking the loan?

Rupeek strives to provide flexible, convenient, affordable solutions for anybody that needs it. On the note, Rupeek provides the flexibility to increase your loan amount if you wish to, provided the collateral you have pledged meets the corresponding requirement, that is, the gold you have pledged needs to be about 33% higher than the total loan amount that you are looking to avail. You can always increase your loan amount while availing a gold loan in Pune with Rupeek, wherein depending on the market gold gram rate, Rupeek will transfer the surplus loan amount to your account. 

Is there a possibility of damage to the ornaments at the time of appraising?

Thanks to the affinity we feel towards ancestral jewelry we tend to tag a lot of sentimental value to our gold. This trend is pervasive especially in a country like India where gold is passed on from one generation to another. At Rupeek, we full well understand that your gold ornaments are of utmost value to you. We assure you that at Rupeek we maintain at high standard of safety and that our representatives will take all the necessary care and caution while handling your ornaments. The entire gold appraisal process will happen right in front of your eyes, during which you can witness our safekeeping in real-time!
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