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Chennai
Periyamet
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0.79%*
monthly Interest (9.69% P.A)*

Gold Loan in Periyamet

Periyamet is a well-developed town located in the heart of the city of Chennai. It is a residential and industrial area in the outskirts of the Central Railway Station in Chennai. The place is centrally located and enjoys excellent connections with all parts of Chennai. As the leather hub of the region, Periyamet is well-known. Several leather trade offices and shops specializing in leather accessories, belts and wallets are situated here. In this town, a good number of eateries, lodges, and budget hotels operate successfully. People also rely on gold loans in Periyamet in order to finance certain business projects. Some of the neighborhood 's landmark buildings include Periyamet Mosque, Chennai Central Railway Station, and the Ripon House.
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We offer the highest per gram rate on our gold loans.

Today’s max loan value/gm () **

Today’s max loan value/gm ()
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Gold Loans at the privacy of your home

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Benefits of an online gold loan

When you require emergency funds or urgent loans, a gold loan is one of the most flexible and hassle-free loans that you can acquire. A few of the benefits that are exclusive to gold loans are listed below:

  1. Low loan interest rates - the interest rates are less because of the security of the collateral.
  2. Minimal documents – the only documents that the borrower is expected to submit are the address proof and identity proof
  3. High-value loan – up to 75% of the market value of the gold can be obtained as the loan and in some cases, up to 90%.
  4. No upper limit – the amount that you can obtain is determined by the value of the pledged gold.
  5. No requirement of income proof – the borrower can be unemployed or have an irregular income and still get a gold loan.
  6. No requirement of credit history – the borrower can have a poor credit score or CIBIL score and still be eligible for the loan.
  7. Flexibility – a secured loan is more flexible than other sources of income. The borrower has a variety of repayment schemes to choose from.
  8. Speed – the whole transaction, from the loan application to the disbursement of the funds takes place within an hour.

Documents required for an online gold loan

A gold loan is the perfect solution when a borrower is looking for urgent loans or emergency funds. With the help of an instant gold loan online, the borrower can receive the required funds in less than an hour. The borrower is eligible to get up to 75% of the market value of the pledged gold as the loan amount. Unlike many other sources of funds, an online gold loan requires minimum paperwork before giving the loan approval. The required documents are:

  1. Identity proof – any document such as voter ID, PAN Card, Aadhaar Card, Passport, or driving license can act as the identity proof of the borrower.
  2. Address proof – the same documents as mentioned above, except for voter ID and PAN card can act as the address proof of the borrower.

Some lenders also approve the loan against just the Aadhaar Card of the borrower. The Aadhaar card is the most important document for an Indian, which has all the details regarding name, father’s and mother’s name, address, biometric information, iris scan, etc. Therefore, it can function as the identity proof as well as the address proof.

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Frequently asked questions

Are banks or NBFCs better for availing gold loan

When it comes to taking a gold loan there are a plethora of options in the market and it is easy to get confused where to avail the best gold loan from. Firstly, there are both banks and Non-Banking Financial Companies or NBFCs providing gold loans in the country. Banks in general take a longer processing time of the loan for credit, CIBIL score verification, offer lower Loan-To-Value, and have a strict EMI model. Whereas, NBFCs offer higher LTV but along with its higher interest rates as well. Hence depending upon your short-term or long-term finances, weigh in your options and choose the perfect lender for yourself. 

My payment has failed, what do I do?

If you have applied for an online gold loan, the lender will send you regular reminders before your payment is due. If you have set up an auto-debit from your account and if due to some unfortunate circumstance, if the incorrect amount gets debited from your account, it should automatically be reversed within 72 hours or according to your bank’s guidelines. In case your choice of payment method was NEFT, the refund process may take longer. If you require further assistance, you can always reach out to the lender's support team. We at Rupeek especially are just a call away and always happy to help!
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