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Indore
Radio colony
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In accordance with the respective state government’s directive, we’ve resumed operations in all the cities. However, a few services will remain affected while others will continue as usual. To read about the services or moratorium updates, Click here

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0.79%*
monthly Interest (9.69% P.A)*

Gold Loan in Radio colony

Radio colony is a very peaceful area in the city centre. No cars, no lorries. It has gorgeously landscaped parks, temples, gurudwara, residence club, traffic park, colleges, hospitals, and all the amenities required. Fit for having a stable lifestyle. This place is also popular as radio mirchi was launched on 1st place. The lamba education institute is a famous institute and the indore ncc group headquarters are also housed in this area. It is a tiny but special and peaceful location and it stays away from the hustle and bustle of the city centers. gold loan is quickly made available in radio colony for citizens who wish to access the business markets.
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We offer the highest per gram rate on our gold loans.

Today’s max loan value/gm () **

Today’s max loan value/gm ()
**

Gold Loans at the privacy of your home

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Documents required for an online gold loan

If you are looking to source immediate funds at short notice, online gold loans are your go-to avenue! The eligibility criteria are relaxed, it requires only minimal documentation, you are eligible for a higher loan amount (though the upper cap is contingent on the value of your gold), you can choose from a range of flexible repayment options, the benefits are endless! The documentation requirement can be split into two parts:

1) Identity Proof- Documents that serve as identity proof include but are not limited to:

* Voter's ID

*PAN Card

*Aadhaar Card

*Passport

*Driving License

2) Address Proof- Documents that serve as identity proof include but are not limited to: 

*Aadhar Card

*Passport

*Driving License

When it comes to gold loans, most lenders allow the borrower the latitude to avail a loan using just the king of all documents- The Aadhaar Card. Since it contains almost all the necessary information including Name, DOB, Name of parents/spouse, Address, Biometric information, and Iris Pattern Scan it acts as an all-rounder when it comes to documentation!

Benefits of an online gold loan

When you require emergency funds or urgent loans, a gold loan is one of the most flexible and hassle-free loans that you can acquire. A few of the benefits that are exclusive to gold loans are listed below:

  1. Low loan interest rates - the interest rates are less because of the security of the collateral.
  2. Minimal documents – the only documents that the borrower is expected to submit are the address proof and identity proof
  3. High-value loan – up to 75% of the market value of the gold can be obtained as the loan and in some cases, up to 90%.
  4. No upper limit – the amount that you can obtain is determined by the value of the pledged gold.
  5. No requirement of income proof – the borrower can be unemployed or have an irregular income and still get a gold loan.
  6. No requirement of credit history – the borrower can have a poor credit score or CIBIL score and still be eligible for the loan.
  7. Flexibility – a secured loan is more flexible than other sources of income. The borrower has a variety of repayment schemes to choose from.
  8. Speed – the whole transaction, from the loan application to the disbursement of the funds takes place within an hour.

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Frequently asked questions

Can I pledge anything other than gold?

Lenders don't accept any other form of collateral apart from gold. This is so because their lending partners only accept gold jewelry. It is noteworthy that gold again in turn will not be accepted in the form of coins or bars. Lenders only accept gold jewelry or ornaments. This jewelry will then be appraised right in front of your eyes, and the loan amount will be conveyed to the borrower. Post gold valuation and loan disbursal, your gold will be safely transported to a locker where it will be stored until loan repayment. As long as your gold is in the possession of Rupeek, your gold will have 100% insurance cover.

Are banks or NBFCs better for availing gold loan

There is an array of options in the market when it comes to availing credit causing the borrower to be confused regarding where their gold loan in cityname can be availed. Firstly, there are both banks and Non-Banking Financial Companies or NBFCs providing gold loans in cityname. Banks in general take longer processing time of the loan for credit, CIBIL score verification, offer lower Loan-To-Value ratio and have a strict EMI model. Whereas, in case of NBFCs offer higher LTV but along with it higher interest rates as well. Hence depending upon your short-term or long-term finances, weigh in your options and choose the lender that fits your bill.
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