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Also known as the “Gateway of Uttar Pradesh”, Ghaziabad boasts an extensive road and railway network, constituting a significant junction for all routes to North India. Besides the primary steel-manufacturing industry, Ghaziabad’s flourishing economy is also due to the strong electronics sector, comprising Central Electronics Limited and Bharat Electronics Limited units.
Additionally, Uttar Pradesh’s 3rd largest city also houses notable educational institutes like SRM Institute of Science and Technology, Institute of Management Technology, and IMS Engineering College, driving in a significant number of professionals and students. However, surging living costs often lead to professionals struggling to meet huge expenses with a debilitating bank balance. To help them meet such financial outlay, a payday loan in Ghaziabad comes as a saviour near the month-end.
Some of the prominent features that make cash advance loans a popular form of personal cash loans in Ghaziabad are as follows:
In order to make to the above benefits of this financing mode, applicants need to conform to specific parameters, which can vary across lending institutions.
Payday loan apps like Dave make sure applicants qualifying for payday loan guaranteed approval tick off all the pointers in the table given below.
Parameters |
Prerequisites |
Eligibility |
|
· Employment |
Applicant must be a full-time employee in any organisation |
· Residence |
He/she must be an Indian resident. |
· Bank Account |
Individual must be a savings account holder. |
· Age |
The borrower must not be below 18 years. |
Documentation |
- Recent passport-sized photos - Identity proof - Age proof - Proof of residence - Income proof, like salary slips - Employment ID card or certificate - Bank details of the previous 6 months |
These parameters might seem way less stringent compared to other types of unsecured funds. But, individuals should consider their predatory consequences before taking a payday loan in Ghaziabad.
The several benefits of a payday loan bad credit like their easy and instant availability without a guarantor or collateral might prompt loan-seekers into opting for one quickly. More often than not, these financial products come with deceptive terms and charges that can land a borrower in deep water.
All these fees together make it difficult for borrowers to repay a payday loan Ghaziabad and compel them to take further loans to clear the previous one, plunging them into a debt trap. Additionally, payday loan eligibility also strikes out any borrowing chances for individuals without a steady income source.
If these limitations are preventing you from availing financial aid via ‘payday loan near me’ searches, it is time you opt for a gold loan. The latter comes with more considerable funds at way more affordable interest rates and longer loan tenure, facilitating more comprehensive usability at lower risk and cost.
To avail the best of gold loan offers, turn to Rupeek at the earliest!
We are an RBI-certified Fintech company making easy emergency cash immediately available to loan-seekers of all strata. Some prominent offers on our gold loan services include:
Moreover, existing Rupeek customers can avail an exclusive gold overdraft loan facility under Rupeek Quick. Access funds from the limit sanctioned whenever you need and incur interest on only what you pay.
Avail our unique 30-minute gold loan disbursal service from the following areas in Ghaziabad.
Leave out all worries of a recurring payday loan in Ghaziabad debt. Become a part of Rupeek’s expanding customer base and benefit from the best gold loan offers. Visit our website to apply at the earliest!
Generally, lending institutions do not provide payday loans to unemployed individuals. Gold-backed funds can be a better alternative since it does not mandate income proof.
No, unlike other loans offered by banks and NBFCs, timely repayment of a payday loan in Ghaziabad does not affect the borrower’s creditworthiness in any way.
No, currently our lending partners only offer loans against items of gold jewellery.
Freelancers usually do not enjoy the privilege of a routine payday. Hence, lending companies do not advance payday loans to such individuals.
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